Get a fixed interest rate for your fixed term investment.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.10% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 1.40% | Fixed · 1 month | CDR | 1 Nov 2026 | |
| 1.65% | Fixed · 2 months | CDR | 1 Nov 2026 | |
| 3.25% | Fixed · 3 months | CDR | 1 Nov 2026 | |
| 3.40% | Fixed · 4 months | CDR | 1 Nov 2026 | |
| 3.45% | Fixed · 5 months | CDR | 1 Nov 2026 | |
| 3.35% | Fixed · 6 months | CDR | 1 Nov 2026 | |
| 3.40% | Fixed · 6 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 7 months | CDR | 1 Nov 2026 | |
| 3.55% | Fixed · 7 months | CDR | 1 Nov 2026 | |
| 3.55% | Fixed · 8 months | CDR | 1 Nov 2026 | |
| 3.60% | Fixed · 8 months | CDR | 1 Nov 2026 | |
| 3.60% | Fixed · 9 months | CDR | 1 Nov 2026 | |
| 3.65% | Fixed · 9 months | CDR | 1 Nov 2026 | |
| 3.65% | Fixed · 10 months | CDR | 1 Nov 2026 | |
| 3.70% | Fixed · 10 months | CDR | 1 Nov 2026 | |
| 3.70% | Fixed · 11 months | CDR | 1 Nov 2026 | |
| 3.75% | Fixed · 11 months | CDR | 1 Nov 2026 | |
| 4.70% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 4.70% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 4.75% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 5.40% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 4.70% | Fixed · 13 months | CDR | 1 Nov 2026 | |
| 4.70% | Fixed · 13 months | CDR | 1 Nov 2026 | |
| 4.45% | Fixed · 2 years | CDR | 1 Nov 2026 | |
| 4.45% | Fixed · 2 years | CDR | 1 Nov 2026 | |
| 4.50% | Fixed · 2 years | CDR | 1 Nov 2026 | |
| 3.95% | Fixed · 3 years | CDR | 1 Nov 2026 | |
| 3.95% | Fixed · 3 years | CDR | 1 Nov 2026 | |
| 4.00% | Fixed · 3 years | CDR | 1 Nov 2026 | |
| 3.95% | Fixed · 4 years | CDR | 1 Nov 2026 | |
| 3.95% | Fixed · 4 years | CDR | 1 Nov 2026 | |
| 4.00% | Fixed · 4 years | CDR | 1 Nov 2026 | |
| 3.95% | Fixed · 5 years | CDR | 1 Nov 2026 | |
| 3.95% | Fixed · 5 years | CDR | 1 Nov 2026 | |
| 4.00% | Fixed · 5 years | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMTDTermDeposit- Content hash
sha256 86db7a159524ac6b0df0171972c733a0e1f37d40689edd232a6c1a63d9a56696- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_86db7a159524ac6b_0f46379dShow details
- Checked
- 1 Nov 2026
- URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMTDTermDeposit- Content hash
sha256 86db7a159524ac6b0df0171972c733a0e1f37d40689edd232a6c1a63d9a56696- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Offers available on Term Deposits opened or renewed by existing Bank of Melbourne personal or business customers. Available on deposits of $1,000-$2,000,000 with interest paid monthly or at maturity depending on term. T&Cs Apply. | |
| Other | Predictable earnings: With a fixed interest rate, you'll know exactly how much you're going to earn over your choice of fixed term. | |
| Other | Online bonus rates: Logon to check if you qualify for higher rates than those featured. You'll get an extra 0.10% p.a. for opening or renewing online. | |
| Other | Secured savings: Avoid the temptation to dip into your savings, by locking your investment away for a fixed length of time. | |
| Other | Options at maturity: Choose whether to withdraw funds or reinvest them, providing your instructions online or in the app. | |
| Other | Open a Term Deposit with as little as $1000 and pay no set up or monthly fees. Rates featured are available on deposits of up to $2000000. | |
| Other | When you open a Bank of Melbourne Term Deposit, your money will be looked after by an Australian banking group that dates back over 200 years. Plus, combined balances up to $250,000 per account holder are guaranteed by the Australian Government under its Financial Claims Scheme. | |
| Other | Business customers are eligible to open an account and can open account either by Branch, Phone, online. | |
| Other | Opening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices | |
| Other | Choice of terms ranges from 1 to 60 months | |
| Fraud protection | The product includes limited fraud protection features. | |
| Relationship management | Relationship management is available for eligible customers. | |
| Digital banking | Internet Banking, Phone Banking, Branch banking, Bank@Post options are available | |
| Other | Interest payment options are available | |
| Eligibility: other | Restrictions apply if the Account holder is under the age of 14: the Account must be opened in the minor's name, by a parent, guardian, or grandparent, i.e. an adult must sign the Account opening form and the parent, guardian, or grandparent opening the Account must become an authorised signatory at the time of opening the Account, other T&Cs apply. | |
| Eligibility: residency status | Australian Permanent Resident | |
| Eligibility: other | Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check for bonus rates and manage your Term Deposit online. | |
| Eligibility: other | Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online). | |
| Limit: opening balance | 1000.00 | |
| Limit: max balance | 2000000.00 | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 3 years | 1 Nov 2026 | Current | 4.00% |
| Fixed · 9 months | 1 Nov 2026 | Current | 3.60% |
| Fixed · 3 months | 1 Nov 2026 | Current | 3.25% |
| Fixed · 9 months | 1 Nov 2026 | Current | 3.65% |
| Fixed · 4 months | 1 Nov 2026 | Current | 3.40% |
| Fixed · 8 months | 1 Nov 2026 | Current | 3.55% |
| Fixed · 7 months | 1 Nov 2026 | Current | 3.55% |
| Fixed · 13 months | 1 Nov 2026 | Current | 4.70% |
| Fixed · 4 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 1 year | 1 Nov 2026 | Current | 4.75% |
| Fixed · 3 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 4 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 2 years | 1 Nov 2026 | Current | 4.50% |
| Fixed · 7 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 10 months | 1 Nov 2026 | Current | 3.65% |
| Fixed · 1 year | 1 Nov 2026 | Current | 4.70% |
| Fixed · 10 months | 1 Nov 2026 | Current | 3.70% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.40% |
| Fixed · 5 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 6 months | 1 Nov 2026 | Current | 3.40% |
| Fixed · 1 year | 1 Nov 2026 | Current | 4.70% |
| Fixed · 8 months | 1 Nov 2026 | Current | 3.60% |
| Fixed · 2 months | 1 Nov 2026 | Current | 1.65% |
| Fixed · 11 months | 1 Nov 2026 | Current | 3.70% |
| Fixed · 6 months | 1 Nov 2026 | Current | 3.35% |
| Fixed · 2 years | 1 Nov 2026 | Current | 4.45% |
| Bonus | 1 Nov 2026 | Current | 0.10% |
| Fixed · 3 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 4 years | 1 Nov 2026 | Current | 4.00% |
| Fixed · 13 months | 1 Nov 2026 | Current | 4.70% |
| Fixed · 5 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 2 years | 1 Nov 2026 | Current | 4.45% |
| Fixed · 5 years | 1 Nov 2026 | Current | 4.00% |
| Fixed · 1 month | 1 Nov 2026 | Current | 1.40% |
| Fixed · 11 months | 1 Nov 2026 | Current | 3.75% |
| Fixed · 5 months | 1 Nov 2026 | Current | 3.45% |
Registered channels
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