The Premier low rate home loan is a fuss-free approach to being handed the keys of your new home. Plus you have the freedom of unlimited redraws, and no monthly, annual, extra repayments or application fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 6.49% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.74% | 6.74% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/843- Content hash
sha256 db7d4e49f348f20fa2292795d513a318d2cdfda5461f32cafb3e0dd0b61c80da- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_db7d4e49f348f20f_adabcefcShow details
- Checked
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/843- Content hash
sha256 db7d4e49f348f20fa2292795d513a318d2cdfda5461f32cafb3e0dd0b61c80da- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Solicitors and other parties actioning requests (may be payable) | Event | $0.00 |
| Default notice (enforcement notice) | Event | $20.00 |
| Security discharge administration fee | Event | $250.00 |
| Arrears reminder notice fee (per letter) | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | No application fees. | |
| Other | No monthly fees. | |
| Other | No Annual fees. | |
| Other | Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community | Australia-based Contact Centre. |
| Redraw | Free loan redraw (min $50). | |
| Extra repayments | No fees for extra repayments. | |
| Other | To access the Scheme, you need to meet borrower eligibility criteria. | Australian Government 5% Deposit Scheme |
| Other | Speak with a home loan consultant today to discuss your options | Home Loan Consultants |
| Eligibility: min age | 18 | |
| Eligibility: other | Purchase/refinance owner occupied home, home improvements or any worthwhile purpose - excluding construction. | Purpose |
| Eligibility: residency status | Australian residents only. | |
| Eligibility: other | Lending criteria. | Individuals must have capacity. |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.74% | 6.74% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.49% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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