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Mortgage Choice Freedom Tailored Plus Full Doc
Mortgage Choice Freedom
Investor home loan up to 85% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Full Doc income verification.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.89% | 6.93% | Variable · investment · interest only · LVR 50% or less | Business customers | CDR | 1 Nov 2026 |
| 6.94% | 6.98% | Variable · investment · interest only · LVR 50%–60% | Business customers | CDR | 1 Nov 2026 |
| 6.99% | 7.03% | Variable · investment · interest only · LVR 60%–70% | Business customers | CDR | 1 Nov 2026 |
| 7.04% | 7.08% | Variable · investment · interest only · LVR 70%–80% | Business customers | CDR | 1 Nov 2026 |
| 7.54% | 7.56% | Variable · investment · interest only · LVR 80%–85% · $0–$2,000,000 | Business customers | CDR | 1 Nov 2026 |
| 7.74% | 7.76% | Variable · investment · interest only · LVR 80%–85% · $2,000,001–$99,999,999 | Business customers | CDR | 1 Nov 2026 |
| 6.79% | 6.89% | Variable · investment · principal and interest · LVR 50% or less | Business customers | CDR | 1 Nov 2026 |
| 6.84% | 6.94% | Variable · investment · principal and interest · LVR 50%–60% | Business customers | CDR | 1 Nov 2026 |
| 6.89% | 6.99% | Variable · investment · principal and interest · LVR 60%–70% | Business customers | CDR | 1 Nov 2026 |
| 6.94% | 7.04% | Variable · investment · principal and interest · LVR 70%–80% | Business customers | CDR | 1 Nov 2026 |
| 7.39% | 7.50% | Variable · investment · principal and interest · LVR 80%–85% · $0–$2,000,000 | Business customers | CDR | 1 Nov 2026 |
| 7.59% | 7.70% | Variable · investment · principal and interest · LVR 80%–85% · $2,000,001–$99,999,999 | Business customers | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://mortgagechoice.athena.com.au/cds-au/v1/banking/products/mcf-tailored-plus-fulldoc- Content hash
sha256 973d181335aaa7dfce0e5af56e3058c3f69cb8201db768473ca5a06d54933785- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_973d181335aaa7df_a2da4510Show details
- Checked
- 1 Nov 2026
- URL
https://mortgagechoice.athena.com.au/cds-au/v1/banking/products/mcf-tailored-plus-fulldoc- Content hash
sha256 973d181335aaa7dfce0e5af56e3058c3f69cb8201db768473ca5a06d54933785- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $990.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
| Settlement Fee | Upfront | $330.00 |
| Offset Account Fee | Periodic | $0.00 |
| Split Loan Fee | Transaction | $0.00 |
| Discharge Fee | Exit | $599.00 |
| Ongoing Fee | Periodic | $0.00 |
| Redraw Fee | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Online and mobile account management | |
| Redraw | Free redraw facility | |
| Offset | 100% multi-offset across up to 10 linked sub-accounts | |
| Extra repayments | Unlimited extra repayments | |
| Eligibility: business | Non-Trading Trust or Company | Corporate trustees only. Maximum of 2 directors. Investor purpose only (non-predominant business purpose). |
| Eligibility: min age | 18 | Minimum age 18 years (for directors) |
| Eligibility: residency status | Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria and T&Cs apply | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max lvr | 0.85 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 80%–85% · $0–$2,000,000 | 1 Nov 2026 | Current | 7.39% | 7.50% |
| Variable · investment · principal and interest · LVR 80%–85% · $2,000,001–$99,999,999 | 1 Nov 2026 | Current | 7.59% | 7.70% |
| Variable · investment · interest only · LVR 50%–60% | 1 Nov 2026 | Current | 6.94% | 6.98% |
| Variable · investment · interest only · LVR 50% or less | 1 Nov 2026 | Current | 6.89% | 6.93% |
| Variable · investment · interest only · LVR 80%–85% · $2,000,001–$99,999,999 | 1 Nov 2026 | Current | 7.74% | 7.76% |
| Variable · investment · principal and interest · LVR 50%–60% | 1 Nov 2026 | Current | 6.84% | 6.94% |
| Variable · investment · interest only · LVR 80%–85% · $0–$2,000,000 | 1 Nov 2026 | Current | 7.54% | 7.56% |
| Variable · investment · principal and interest · LVR 50% or less | 1 Nov 2026 | Current | 6.79% | 6.89% |
| Variable · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.04% | 7.08% |
| Variable · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.94% | 7.04% |
| Variable · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.89% | 6.99% |
| Variable · investment · interest only · LVR 60%–70% | 1 Nov 2026 | Current | 6.99% | 7.03% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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