Spend Account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.05% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/PAY_ACCOUNT- Content hash
sha256 edf89b25a4088c5a5cbb8b7a3e990a7fbe1fb114872a0591013f6c3800e3b4f7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_edf89b25a4088c5a_0fa828b5Show details
- Checked
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/PAY_ACCOUNT- Content hash
sha256 edf89b25a4088c5a5cbb8b7a3e990a7fbe1fb114872a0591013f6c3800e3b4f7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| EFTPOS_FEE | Transaction | $0.50 |
| MEMBERSHIP_ADMIN_FEE | Periodic | $5.00 |
| PAPER_STAT_FEE | Periodic | $2.50 |
| BANK@POST_WDL | Transaction | $3.00 |
| OVERSEAS_ATM_WDL | Transaction | $3.50 |
| CARDREPLACEMENT | Event | $7.50 |
| CHARGEBACK_DISPUTE | Event | $30.00 |
| OVERSEAS_ATM_WDL | Transaction | $3.50 |
| PAPER_STAT_FEE | Periodic | $2.50 |
| VISACOPYTRANVOUCHER | Event | $30.00 |
| VISAEMERGCANCELDENIED | Event | $50.00 |
| VISAEMERGOVERSEAS | Event | $175.00 |
| VISAOVERSEASCONV | Transaction | 2.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Card | |
| Unlimited txns | ||
| Digital wallet | Google, Apple Pay, Samsung Pay | |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Overdraft | ||
| Notifications | Email, SMS | |
| Eligibility: natural person | ||
| Eligibility: residency status | Australian Residents |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.05% |
Registered channels
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