Home loan rates › Bank First
Premier Package Home Loan Owner Occupied Variable LVR >80% <90%
Bank First
Premier Package Home Loan Owner Occupied Variable LVR >80% <90%
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.28% | 7.65% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/e40c913e-fa16-402c-a8b4-6e2730c4c399- Content hash
sha256 863059d7a27b0fa1e58df61394c551879cf6a7dbb6c27f93d18a92ab77740cc8- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_863059d7a27b0fa1_68871866Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/e40c913e-fa16-402c-a8b4-6e2730c4c399- Content hash
sha256 863059d7a27b0fa1e58df61394c551879cf6a7dbb6c27f93d18a92ab77740cc8- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Premier Package Home Loan Fee | Periodic | $390.00 |
| Arrears Fee | Late payment | $20.00 |
| Discharge Of Mortgage Fee | Exit | $395.00 |
| Settlement Fee | Upfront | $595.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | ||
| Redraw | Minimum of $500 per redraw | |
| Digital banking | ||
| Other | Split Loan: You can split your home loan into a variable and fixed option. | |
| Extra repayments | Ability to make additional repayments on a variable rate loan with no cost | |
| Offset | Not available during fixed interest rate period. When you link a transaction account to an offset facility, you earn no interest under the transaction account even if the balance of the transaction account exceeds the loan balance. | |
| Eligibility: residency status | Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-resident applicants. | |
| Eligibility: min age | 18 | |
| Eligibility: other | Available to members only. | |
| Limit: max lvr | 0.98 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.28% | 7.65% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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