Variable-rate low documentation owner-occupied home loan with lending up to 60% LVR.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.09% | 7.53% | Variable · owner occupied · principal and interest | Specialist lending | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://mortgagehouse.com.au/cds-au/v1/banking/products/64328- Content hash
sha256 8b291b46fd4b016210730b05a53149013df57748a29dcb1d41b4b5bb5f474302- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8b291b46fd4b0162_e55c39feShow details
- Checked
- 1 Nov 2026
- URL
https://mortgagehouse.com.au/cds-au/v1/banking/products/64328- Content hash
sha256 8b291b46fd4b016210730b05a53149013df57748a29dcb1d41b4b5bb5f474302- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Fee | Periodic | $0.00 |
| Annual Facility Fee | Periodic | $395.00 |
| Application Fee | Upfront | $995.00 |
| Settlement Fee | Upfront | $499.00 |
| Valuation Fee | Event | $0.00 |
| Discharge Fee | Exit | $500.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Multiple 100% Offset accounts available. | |
| Redraw | Access additional principal repayments made above the standard repayment amount where redraw is available. | |
| Extra repayments | Allows additional repayments without penalty. | |
| Digital banking | Internet access is available to view and administer the home loan. | |
| Card access | Visa Debit | |
| Bill payment | BPAY inbound and outbound payment capability may be available where supported. | |
| Other | Direct debit repayments are available. Customer specifies repayment frequency, amount and nominated account. | |
| Other | Loan switching capability may allow a variable interest rate to be switched to a fixed interest rate, subject to terms and conditions. | |
| Other | Loan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes. | |
| Other | Loan portability may allow the home loan to be transferred from one property to another without refinancing, subject to approval. | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian or New Zealand Citizen or permanent resident residing in Australia. | |
| Eligibility: other | Low documentation loan. Low documentation is required or available for this product. | |
| Eligibility: other | Purchase permitted where product credit policy criteria are met. | |
| Eligibility: other | Refinance permitted where product credit policy criteria are met. | |
| Eligibility: other | Debt consolidation permitted where product credit policy criteria are met. | |
| Eligibility: other | Equity release permitted where product credit policy criteria are met. | |
| Limit: max lvr | 60 | |
| Limit: min limit | 150000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: other | 30 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.09% | 7.53% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
risk:specialist | Specialist lending | Left out of the standard home loan table; separate switch |
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