Home loan rates › Arab Bank Australia Limited
Fixed Rate Home Loan (Owner Occupier)
Arab Bank Australia Limited
Our Fixed Rate Home Loan protects you from ongoing interest rate rises, while giving you the added security of consistent repayments during the first phase of your loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.65% | 7.93% | Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.80% | 7.83% | Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 7.65% | 7.97% | Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 7.90% | 8.03% | Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 8.10% | 8.12% | Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/FIXEDOO01- Content hash
sha256 7e2a4e426d87edd6db3848dbeb486d5e2ea5feefbefbba46e05842a30ad828e9- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_7e2a4e426d87edd6_586a100bShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/FIXEDOO01- Content hash
sha256 7e2a4e426d87edd6db3848dbeb486d5e2ea5feefbefbba46e05842a30ad828e9- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Arrears Letter Fee | Event | $35.00 |
| Search Fee | Transaction | $70.00 |
| Tenanted Security Report Fee | Event | $100.00 |
| Additional Security Consent Fee | Event | $150.00 |
| Application Fee | Upfront | $600.00 |
| Transfer Fee | Event | $300.00 |
| Direct Debit Dishonour Fee | Event | $35.00 |
| Discharge of Security Fee | Exit | $250.00 |
| Deed Production Fee | Event | $60.00 |
| Title Change Fee | Event | $100.00 |
| Rollover Fee | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Loan Purpose: Owner Occupied. | |
| Other | Repayment Type: Principal and Interest. | |
| Digital banking | ||
| Other | • Fixed interest rate for the first 1 to 5 years. • Weekly, fortnightly or monthly repayments. • Automatic repayments. • Loan portability available. • Maximum LVR for the advertised rates is 60%. For loans with LVRs up to 95%, contact one of our Relationship Managers for a rate. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. | |
| Eligibility: other | • This loan is available to new and existing customers. • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements. | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.80% | 7.83% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.65% | 7.93% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 7.90% | 8.03% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 7.65% | 7.97% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 8.10% | 8.12% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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