Term deposit rates › CommBank
Farm Management Deposit account (Fixed Term)
CommBank
CDR officialNot listed in rate tables
A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve for later years.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.25% | Fixed · 3 months | CDR | 1 Nov 2026 | |
| 4.80% | Fixed · 6 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 9 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 5.10% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 13 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 13 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 14 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 14 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 15 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 15 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 16 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 16 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 17 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 17 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 18 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 18 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 19 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 19 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 20 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 20 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 21 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 21 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 22 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 22 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 23 months | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 23 months | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 2 years | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 2 years | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/f889dd909d1d44858a2f2ad839dcda89- Content hash
sha256 e3ece189b2df6f293e166a67fa2a460a3c3aabf05aaebbded6c0b41884e246cc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e3ece189b2df6f29_4021c069Show details
- Checked
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/f889dd909d1d44858a2f2ad839dcda89- Content hash
sha256 e3ece189b2df6f293e166a67fa2a460a3c3aabf05aaebbded6c0b41884e246cc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Prepayment administration fee | Event | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | You will be able to renew the term of the FMD account at maturity, in NetBank and the CommBank app. | |
| Other | To withdraw part or all of your funds in advance of maturity ('prepayment'), you will need to give us 31 days' notice, and a prepayment adjustment and administration fee may apply. | |
| Other | $1,000.00 minimum ongoing balance in any individual FMD Account at any time. | |
| Other | Flexibility to choose between a fixed term and at call investment option | |
| Other | Funds held in a FMD account will be deducted from your assessable income in the year in which the deposit is made. Withdrawals are considered assessable income for that year's tax return. Keep in mind, deposits in the FMD account must be kept for at least 12 months to be eligible for tax benefits. | |
| Other | Withdrawals and deposits are made by phoning your Relationship Manager, or visiting a branch of the Bank. | |
| Other | Helps balance good and bad times, by allowing eligible customers to set aside their individual pre-tax income in good years as a cash reserve to withdraw from in less profitable years. | |
| Other | No account-keeping fees (standard government fees may apply). | |
| Eligibility: other | To be eligible for the scheme and to maintain FMD status, the account holder must be an individual primary producer (this can include the beneficiary of a trust, partner of a partnership, but not joint persons or companies) at the time when they open the account or make a deposit. Deposits must meet the criteria specified in the Income Tax Assessment Act 1997 and those outlined in the Terms and Conditions section of the Farm Management Deposit Accounts document. For further details on eligibility criteria refer to the Farm Management Deposits Law or visit the Department of Agriculture and Water Resources website at agriculture.gov.au. Account holders must also meet the FMD account eligibility criteria as set out by the ATO. | |
| Limit: max balance | 800000.00 | |
| Limit: opening balance | 1000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 2 years | 1 Nov 2026 | Current | 5.00% |
| Fixed · 21 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 20 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 20 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.10% |
| Fixed · 14 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 23 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 9 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 14 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 21 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 22 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 19 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 22 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 23 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 3 months | 1 Nov 2026 | Current | 4.25% |
| Fixed · 19 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 15 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 17 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.00% |
| Fixed · 13 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 16 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 17 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 16 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 18 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 13 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 15 months | 1 Nov 2026 | Current | 4.90% |
| Fixed · 18 months | 1 Nov 2026 | Current | 5.00% |
| Fixed · 2 years | 1 Nov 2026 | Current | 4.90% |
| Fixed · 6 months | 1 Nov 2026 | Current | 4.80% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:special-purpose | purpose:special-purpose | |
special-purpose | Reason this product is not ranked | |
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