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Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.71% | Fixed · 1 year · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.79% | 6.75% | Fixed · 1 year · investment · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.79% | 6.80% | Fixed · 1 year · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 7.19% | 7.15% | Fixed · 1 year · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.84% | 6.75% | Fixed · 2 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.84% | 6.79% | Fixed · 2 years · investment · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.84% | 6.83% | Fixed · 2 years · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 7.19% | 7.17% | Fixed · 2 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.94% | 6.81% | Fixed · 3 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.94% | 6.84% | Fixed · 3 years · investment · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.94% | 6.88% | Fixed · 3 years · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 7.39% | 7.25% | Fixed · 3 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.04% | 6.92% | Fixed · 5 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 7.04% | 6.95% | Fixed · 5 years · investment · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 7.04% | 6.98% | Fixed · 5 years · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 7.39% | 7.57% | Fixed · 5 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/04e01126-08d6-46f8-9efe-b23b629085bc- Content hash
sha256 3e6e5286143ba5cc6b4f5b380b5d5422d041970f3c6c6884863a9050b50e4d3b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3e6e5286143ba5cc_d09f8e0bShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/04e01126-08d6-46f8-9efe-b23b629085bc- Content hash
sha256 3e6e5286143ba5cc6b4f5b380b5d5422d041970f3c6c6884863a9050b50e4d3b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Offset Account Fee | Periodic | $0.00 |
| Offset Home Loan Annual Fee | Periodic | $199.00 |
| Rate Lock Fee | Upfront | 0.10% |
| Establishment Fee | Upfront | $0.00 |
| Platinum Rewards Credit Card Annual Fee | Periodic | $189.00 |
| Portability Fee- New Mortgage | Event | $500.00 |
| Break Fee | Event | Set in your letter of offer |
| Mortgage Discharge Fee | Event | $275.00 |
| 1st Valuation Fee | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Extra repayments | Addtional repayments up to $30,000 during the fixed rate period | |
| Offset | A Mortgage Offset account reduces the amount of interest you pay on your home loan. The amount within this account is offset against your home loan, meaning you only pay interest on the difference. Up to a limit of $20,000. | |
| Other | Make your loan repayments weekly, fortnightly or monthly | |
| Other | Fixed rate lock; With our rate lock you can apply for a fixed interest rate on your home loan and lock in the rate while your home loan settles. | |
| Other | Split loan between variable and fixed is available | |
| Eligibility: min age | 18 | Individuals (natural persons) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older. |
| Eligibility: natural person | Not available for non-personal borrowers. | |
| Eligibility: other | Applications for loans are subject to the Bank's lending criteria. | |
| Eligibility: residency status | AU | Australian citizen or permanent resident of Australia |
| Limit: min limit | 10000.00 | |
| Limit: max lvr | 0.9 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.84% | 6.75% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.19% | 7.15% |
| Fixed · 2 years · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.84% | 6.79% |
| Fixed · 5 years · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 7.04% | 6.95% |
| Fixed · 2 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.84% | 6.83% |
| Fixed · 1 year · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.79% | 6.71% |
| Fixed · 5 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 7.04% | 6.92% |
| Fixed · 5 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.04% | 6.98% |
| Fixed · 1 year · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.79% | 6.80% |
| Fixed · 3 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.94% | 6.81% |
| Fixed · 1 year · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.79% | 6.75% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.19% | 7.17% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.39% | 7.25% |
| Fixed · 3 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.94% | 6.88% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.39% | 7.57% |
| Fixed · 3 years · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.94% | 6.84% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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