This product is also referred to as the Liberty Star home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.19% | 7.46% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/712fd94c-946a-4ceb-8ef0-c76def48afb4- Content hash
sha256 f923c7ae50906b6a1c6942245fef7d446aec06442ea5ba870e5aeb96d3225f62- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f923c7ae50906b6a_1e9917f3Show details
- Checked
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/712fd94c-946a-4ceb-8ef0-c76def48afb4- Content hash
sha256 f923c7ae50906b6a1c6942245fef7d446aec06442ea5ba870e5aeb96d3225f62- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | Set in your letter of offer |
| Valuation fee | Upfront | Set in your letter of offer |
| Settlement fee | Upfront | $0.00 |
| Annual fee | Periodic | $295.00 |
| Manual redraw fee | Transaction | $50.00 |
| Discharge fee | Exit | $395.00 |
| Professional investor & Company/Trust fee | Upfront | $995.00 |
| Fixed rate lock fee | Upfront | $900.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | 100% offset facility with Visa Debit card. Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. | |
| Redraw | Free online redraw | |
| Bill payment | BPAY | BPAY payment facility available |
| Extra repayments | Additional repayments allowed | |
| Other | Third party account transfers | Transfer funds to third party accounts |
| Other | Split loans | $0 for loans with <= 4 splits. Additional fee of $495 applies for loans with > 4 splits. |
| Other | Principal and interest | Standard repayment option covering both principal and interest |
| Other | Interest only | Interest Only loans are subject to LVR restrictions and interest rates are higher than advertised interest rate. |
| Other | Flexible repayment frequency | Repay weekly, fortnightly, monthly |
| Other | Fixed rate options | Fixed rates available on request. Offset, redraw, BPAY and third party account transfers not available on fixed rate products. |
| Other | Rate lock options | Rate Lock option available at $900 (non refundable) to lock the fixed rate for 90 days from date of payment (must be before formal approval). |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian citizen/resident | At least one applicant must reside in Australia |
| Eligibility: business | Non-individual borrowers | Corporate trustees for family trusts |
| Eligibility: employment status | Self-employed & PAYG | Self-employed & PAYG applicants accepted |
| Eligibility: other | Professional Investor | Professional Investors accepted |
| Limit: max lvr | 0.95 | |
| Limit: max limit | 10000000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: other | 10-40 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.19% | 7.46% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
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