A savings account designed to help you save for retirement and offers greater control over how you invest your superannuation.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.00% | Variable · $0–$99,999 | CDR | 1 Nov 2026 | |
| 4.45% | Variable · $99,999–$499,999 | CDR | 1 Nov 2026 | |
| 4.70% | Variable · $499,999 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S87_SMSF_ACCOUNT- Content hash
sha256 74a50a6d95c8385f389c26f9316ffcef49b87f9517967ebd1e9c57a7ff210517- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_74a50a6d95c8385f_52c20e10Show details
- Checked
- 1 Nov 2026
- URL
https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S87_SMSF_ACCOUNT- Content hash
sha256 74a50a6d95c8385f389c26f9316ffcef49b87f9517967ebd1e9c57a7ff210517- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MONTHLY_ACCOUNT_FEE | Periodic | $5.00 |
| OUTWARD_RTGS_PAYMENT_FEE | Withdrawal | $30.00 |
| INWARD_RTGS_AND_SWIFT_PAYMENT_FEE | Deposit | $10.00 |
| PAPER_STATEMENT_FEE | Periodic | $2.00 |
| DORMANCY_FEE | Periodic | $20.00 |
| TELEGRAPHIC_TRANSFER_-_SERVICE_CENTRE | Transaction | $30.00 |
| TELEGRAPHIC_TRANSFER_-_ONLINE | Transaction | $20.00 |
| TELEGRAPHIC_TRANSFER_-_AUSTRALIAN | Transaction | $50.00 |
| QUICKDEBIT_DISHONOUR_FEE | Transaction | $20.00 |
| FOREIGN_CHEQUE_DEPOSIT_UP_TO_$25,000 | Deposit | $20.00 |
| FOREIGN_CHEQUE_DEPOSIT_OVER_$25,000 | Deposit | $50.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | Unlimited electronic transactions available on your account | |
| Free txns | 9999999999 | Unlimited free electronic transactions available on your account |
| Npp payid | Get faster payments between participating banks, anytime with a Pay ID | |
| Npp enabled | ||
| Other | Backed by the Government Deposit Guarantee for deposits up to $250,000 | |
| Fraud protection | A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe. | |
| Other | Transactions need to comply with the superannuation and tax laws. | |
| Eligibility: residency status | PERMANENT RESIDENT | You must be an Australian citizen or permanent resident |
| Eligibility: natural person | ||
| Eligibility: other | Must have a registered self-managed super fund. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$99,999 | 1 Nov 2026 | Current | 3.00% |
| Variable · $499,999 or more | 1 Nov 2026 | Current | 4.70% |
| Variable · $99,999–$499,999 | 1 Nov 2026 | Current | 4.45% |
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