This product is also referred to as the Liberty Nova home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.24% | 7.51% | Variable · owner occupied · principal and interest | Specialist lending | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/7a0122b1-3f9c-4872-87c9-50e886aeff3b- Content hash
sha256 0d8029b53be19f514b2961cee7696b965bfc19233eb28766079f5735b33c09d6- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0d8029b53be19f51_2b887a59Show details
- Checked
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/7a0122b1-3f9c-4872-87c9-50e886aeff3b- Content hash
sha256 0d8029b53be19f514b2961cee7696b965bfc19233eb28766079f5735b33c09d6- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | Set in your letter of offer |
| Valuation fee | Upfront | Set in your letter of offer |
| Settlement fee | Upfront | $0.00 |
| Annual fee | Periodic | $295.00 |
| Online redraw fee | Transaction | $0.00 |
| Manual redraw fee | Transaction | $50.00 |
| Discharge fee | Exit | $395.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | BPAY payment facility available |
| Redraw | Free online redraw | |
| Offset | 100% offset facility with Visa Debit card | Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. |
| Extra repayments | Additional repayments allowed | |
| Other | Third party account transfers | Transfer funds to third party accounts |
| Other | Split loans | $0 for loans with <= 4 splits. Additional fee of $495 applies for loans with > 4 splits. |
| Other | Principal and interest | Standard repayment option covering both principal and interest |
| Other | Interest only | Interest Only loans are subject to LVR restrictions and interest rates are higher than advertised interest rate. |
| Other | Flexible repayment frequency options | Repay weekly, fortnightly, monthly |
| Other | Cash for working capital | Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply. |
| Other | Debt consolidation | Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply. |
| Other | Credit impairment | Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply. |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian citizen/resident | At least one applicant must reside in Australia |
| Eligibility: business | Non-individual borrowers | Corporate trustees for family trusts. Start-up or established business |
| Eligibility: employment status | Self-employed | At least one applicant must be self-employed |
| Limit: max lvr | 0.85 | |
| Limit: max limit | 8000000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: other | 10-40 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.24% | 7.51% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
risk:specialist | Specialist lending | Left out of the standard home loan table; separate switch |
Registered channels
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