The everyday account that does good, every day.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.mebank.com.au/cds-au/v1/banking/products/77126e21-102c-ee11-9966-002248e1dc43- Content hash
sha256 d03322db52f458cffc473342c1489f1a7eb6a46f1af639bd2a78fbdd5ceb485b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d03322db52f458cf_4c8a889cShow details
- Checked
- 1 Nov 2026
- URL
https://api.cds.mebank.com.au/cds-au/v1/banking/products/77126e21-102c-ee11-9966-002248e1dc43- Content hash
sha256 d03322db52f458cffc473342c1489f1a7eb6a46f1af639bd2a78fbdd5ceb485b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Debit Interest Rate (applied to overdrawn Accounts) | Event | $0.00 |
| Paper Statement - International | Periodic | $5.00 |
| International ATM Withdrawal | Withdrawal | $0.00 |
| BPAY, Pay Someone, Card Transactions | Payment | $0.00 |
| Unclaimed Monies | Other | $30.00 |
| Direct Debit Dishonour | Dishonour | $0.00 |
| Electronic Transaction Error Correction Fee | Event | $30.00 |
| Trace | Event | $20.00 |
| Failed Transaction Dispute | Event | $15.00 |
| Domestic ATM Withdrawal/ Balance Enquiry Fee | Withdrawal | $0.00 |
| International Balance Enquiry | Enquiry | $0.00 |
| Monthly Account Keeping | Periodic | $0.00 |
| International Emergency Card Replacement | Replacement | $75.00 |
| Bank Cheque | Event | $10.00 |
| Currency Conversion | Transaction | 0.00% |
| Overdrawn Account | Event | $0.00 |
| Cheque Dishonour | Dishonour | $0.00 |
| Domestic Emergency Card Replacement | Replacement | $15.00 |
| Manual Statement | Enquiry | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | No withdrawal fees at thousands of Australian ATMs. | |
| Other | Make payments and transactions in real-time. Send and receive money in an instant with PayID enabled accounts. | |
| Other | Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner which should be displayed on the screen before proceeding with the enquiry or associated withdrawal. | |
| Other | No overdrawn fees if you happen to overdraw your account. | |
| Other | Make transactions all from the palm of your hand. Make your money mobile and pay on the go with Apple Pay, Samsung Pay or Google Pay. | |
| Other | Manage your money easily. Set spending budgets on specific categories like groceries, bills and more. And get personalised insights and real-time alerts all in the palm of your hands with our handy banking app. | |
| Other | Never miss a payment on your everyday bills or recurring transactions. We'll give you a heads up when your bills are due, so you can make sure you've got the funds available. | |
| Other | No transaction fees within Australia. | |
| Other | Charged when a withdrawal is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner and should be displayed on the screen before proceeding with the withdrawal. | |
| Digital banking | Grow your savings whenever you spend. Round up debit card transactions to the nearest dollar and we'll put the extra change straight into one of your savings accounts. | |
| Other | Fee charged by ME for any International Transaction which includes; any transaction made in a foreign currency; or when any transaction is processed outside of Australia (in Australian dollars or a foreign currency). It is calculated as a percentage of the Australian dollar equivalent. | |
| Npp enabled | We've made monthly account keeping fees on your SpendME Account a thing of the past. | |
| Eligibility: min age | 14 | Fourteen (14) years of age or over |
| Eligibility: other | An Australian mobile number | |
| Eligibility: other | An Australian residential address | |
| Eligibility: other | A smartphone that supports iOS 12.0+ or Android 8.0+. | |
| Eligibility: natural person | Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account | |
| Eligibility: other | An Australian drivers licence or Australian passport or Medicare card | |
| Eligibility: residency status | Resident or Citizen | A citizen or permanent resident of Australia |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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