A variable home loan that ideal for both experienced and first home buyers.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.74% | 6.97% | Variable · owner occupied · principal and interest · LVR 0%–70% | CDR | 1 Nov 2026 | |
| 6.89% | 7.12% | Variable · owner occupied · principal and interest · LVR 70%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/L2_HomeLoan- Content hash
sha256 be509d77fd7a0f7b5cc58da3688edb87175bb3403f1b5987a943c1ff5756aa25- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_be509d77fd7a0f7b_01e9afa2Show details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/L2_HomeLoan- Content hash
sha256 be509d77fd7a0f7b5cc58da3688edb87175bb3403f1b5987a943c1ff5756aa25- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| 150_ANNUAL_FEE | Periodic | $150.00 |
| 150_OFFSET_FEE | Periodic | $150.00 |
| 350_ESTABLISHMENT_FEE | Upfront | $350.00 |
| LEGAL_AND_VALUATION_FEES | Cash advance | $0.00 |
| OTHER_FEES_AND_CHARGES_MAY_APPLY | Cash advance | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Digital banking | ||
| Npp enabled | ||
| Offset | ||
| Extra repayments | ||
| Eligibility: natural person | ||
| Limit: min balance | 50000.00 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 0%–70% | 1 Nov 2026 | Current | 6.74% | 6.97% |
| Variable · owner occupied · principal and interest · LVR 70%–90% | 1 Nov 2026 | Current | 6.89% | 7.12% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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