The Basic Home Loan offers a low competitive interest rate, an optional One Account to support your everyday banking needs and a redraw facility to manage surplus funds.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.05% | 9.23% | Variable · investment · interest only · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
| 8.34% | 8.52% | Variable · investment · principal and interest · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
| 9.03% | 9.21% | Variable · owner occupied · interest only · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
| 8.27% | 8.45% | Variable · owner occupied · principal and interest · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/8a906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 2ec4549ef8301e14b9c91ff138a1e604204fcbebc510cf8297822c9dab02d8cd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2ec4549ef8301e14_56630398Show details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/8a906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 2ec4549ef8301e14b9c91ff138a1e604204fcbebc510cf8297822c9dab02d8cd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly fee | Periodic | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | You can also benefit from an optional transactional account. Our One Account helps to manage your everyday banking, which features a favourable interest rate on credit balances in your account | |
| Other | Choose between a variable or a fixed rate home loan | |
| Redraw | Access to a redraw facility to help manage surplus funds (fees may apply) | |
| Other | 24/7 service with our Client Service Centre | |
| Other | Borrow up to 90% LVR with no LMI | |
| Eligibility: residency status | Resident or Citizen | |
| Eligibility: other | Product is offered to medical, dental ,veterinary & accounting professionals only | |
| Eligibility: min age | 18 | |
| Limit: min lvr | 0.0000000000 | |
| Limit: max lvr | 0.9000000000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 90% or less | 1 Nov 2026 | Current | 9.03% | 9.21% |
| Variable · investment · interest only · LVR 90% or less | 1 Nov 2026 | Current | 9.05% | 9.23% |
| Variable · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 8.27% | 8.45% |
| Variable · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 8.34% | 8.52% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.