CLASSIC INVESTMENT HL VARIABLE <60 LVR IO
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.25% | Variable · investment · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/L22_CLASSIC_IO_60- Content hash
sha256 b801d7b5d4e15209ea95573de5f7a1076fa077d1327bc6b374c8b5bf9b0cebc8- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b801d7b5d4e15209_dbd16541Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/L22_CLASSIC_IO_60- Content hash
sha256 b801d7b5d4e15209ea95573de5f7a1076fa077d1327bc6b374c8b5bf9b0cebc8- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ACCOUNT_KEEPING_FEE | Periodic | $12.00 |
| ADDITIONAL_REDRAW_FEE | Event | $20.00 |
| ARREARS_FEE | Periodic | $25.00 |
| BANK_CHEQUE_FEE | Event | $12.00 |
| CORPORATE_CHEQUE | Event | $10.00 |
| DISCHARGE_PREPARATION_FEE | Event | $60.00 |
| DISCHARGE_SETTLEMENT_FEE | Event | $100.00 |
| ESTABLISHMENT_FEE-LOAN_ESTABLISHMENT_FEE | Upfront | $200.00 |
| LOAN_SWITCHING_FEE | Event | $200.00 |
| SUBSEQUENT_DEALING_FEE | Event | $200.00 |
| VARIATION_OF_LOAN_CONTRACT_FEE | Event | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Minimum redraw is $1,000 | |
| Extra repayments | Maximum advance amount in redraw is capped at $50,000 | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | AUSTRALIAN CITIZEN | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max balance | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only | 1 Nov 2026 | Current | 6.79% | 6.25% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.