Home loan rates › CommFCU
Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest)
CommFCU
A basic variable home loan for owner occupiers with a maximum LVR of 80%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.15% | 6.20% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/GB-OOPI-LVR80- Content hash
sha256 20c9a5fac3a795aa40caf795dafba6cebc9e92f12567497948a9b81250a9eba0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_20c9a5fac3a795aa_75937059Show details
- Checked
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/GB-OOPI-LVR80- Content hash
sha256 20c9a5fac3a795aa40caf795dafba6cebc9e92f12567497948a9b81250a9eba0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_APPLICATION_FEE | Upfront | $600.00 |
| LOAN_VARIATION_FEE | Event | $250.00 |
| CONSTRUCTION_LOAN_APPLICATION_FEE | Upfront | $1,500.00 |
| LATE_PAYMENT | Late payment | $25.00 |
| REDRAW_FEE_-_STAFF_ASSISTED | Event | $30.00 |
| SAFE_CUSTODY_FEE | Periodic | $50.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE | Event | $0.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) | Event | $1.50 |
| SOLICITORS_PREPARATION_FEE | Event | $0.00 |
| ADDITIONAL_VALUATION_FEE | Event | $0.00 |
| SEARCH_FEES | Event | $0.00 |
| SPECIAL_ATTENDANCE_FEE_-_MORTGAGE_DISCHARGE | Event | $696.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Redraw | Redraw fees apply | |
| Extra repayments | No penalty for extra repayments | |
| Other | Split Loan available | |
| Eligibility: min age | 18 | 18 years |
| Eligibility: natural person | ||
| Eligibility: residency status | Australian citizen or premanent residency only | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.15% | 6.20% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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