Term Deposits allow you to lock away funds and earn a fixed interest rate for a set period, so you know exactly how much money you will earn. You can start with investing as little as $1,000. Term Deposits with terms of three, six or nine months automatically have interest paid at maturity. The interest may be paid to a savings account or reinvested. For terms of 12 months or longer, you can have interest paid to your savings account as regularly as fortnightly, monthly, quarterly or annually - it’s your choice!
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.00% | Fixed · 3 months | CDR | 1 Nov 2026 | |
| 5.10% | Fixed · 4 months | CDR | 1 Nov 2026 | |
| 3.00% | Fixed · 5 months | CDR | 1 Nov 2026 | |
| 5.30% | Fixed · 6 months | CDR | 1 Nov 2026 | |
| 3.00% | Fixed · 7 months | CDR | 1 Nov 2026 | |
| 3.00% | Fixed · 8 months | CDR | 1 Nov 2026 | |
| 3.00% | Fixed · 9 months | CDR | 1 Nov 2026 | |
| 5.30% | Fixed · 10 months | CDR | 1 Nov 2026 | |
| 3.00% | Fixed · 11 months | CDR | 1 Nov 2026 | |
| 5.30% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 2.90% | Fixed · 2 years | CDR | 1 Nov 2026 | |
| 2.90% | Fixed · 3 years | CDR | 1 Nov 2026 | |
| 2.90% | Fixed · 4 years | CDR | 1 Nov 2026 | |
| 2.90% | Fixed · 5 years | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_INV- Content hash
sha256 ef4224833fcaaada53eee56d38c96cf4a8bd76e2d3a311c097c095e68d3aadb5- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ef4224833fcaaada_369ce377Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_INV- Content hash
sha256 ef4224833fcaaada53eee56d38c96cf4a8bd76e2d3a311c097c095e68d3aadb5- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Term Deposit Withdrawal | Event | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Eligibility: residency status | Australian citizen or permanent resident | |
| Limit: min balance | 1000.00 | |
| Limit: opening balance | 1000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 3 months | 1 Nov 2026 | Current | 3.00% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.30% |
| Fixed · 5 years | 1 Nov 2026 | Current | 2.90% |
| Fixed · 9 months | 1 Nov 2026 | Current | 3.00% |
| Fixed · 6 months | 1 Nov 2026 | Current | 5.30% |
| Fixed · 4 years | 1 Nov 2026 | Current | 2.90% |
| Fixed · 5 months | 1 Nov 2026 | Current | 3.00% |
| Fixed · 7 months | 1 Nov 2026 | Current | 3.00% |
| Fixed · 4 months | 1 Nov 2026 | Current | 5.10% |
| Fixed · 10 months | 1 Nov 2026 | Current | 5.30% |
| Fixed · 11 months | 1 Nov 2026 | Current | 3.00% |
| Fixed · 3 years | 1 Nov 2026 | Current | 2.90% |
| Fixed · 8 months | 1 Nov 2026 | Current | 3.00% |
| Fixed · 2 years | 1 Nov 2026 | Current | 2.90% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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