Home loan rates › Firefighters Mutual Bank
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Firefighters Mutual Bank
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Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.39% | 6.51% | Fixed · 1 year · owner occupied · principal and interest · LVR 0%–60% | Certain occupations | CDR | 1 Nov 2026 |
| 6.39% | 6.73% | Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | Certain occupations | CDR | 1 Nov 2026 |
| 6.59% | 7.11% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% | Certain occupations | CDR | 1 Nov 2026 |
| 6.84% | 7.44% | Fixed · 1 year · owner occupied · principal and interest · LVR 90%–98% | Certain occupations | CDR | 1 Nov 2026 |
| 6.74% | 6.60% | Fixed · 2 years · owner occupied · principal and interest · LVR 0%–60% | Certain occupations | CDR | 1 Nov 2026 |
| 6.74% | 6.80% | Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | Certain occupations | CDR | 1 Nov 2026 |
| 6.99% | 7.16% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% | Certain occupations | CDR | 1 Nov 2026 |
| 7.19% | 7.48% | Fixed · 2 years · owner occupied · principal and interest · LVR 90%–98% | Certain occupations | CDR | 1 Nov 2026 |
| 6.84% | 6.68% | Fixed · 3 years · owner occupied · principal and interest · LVR 0%–60% | Certain occupations | CDR | 1 Nov 2026 |
| 6.84% | 6.85% | Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | Certain occupations | CDR | 1 Nov 2026 |
| 7.09% | 7.21% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% | Certain occupations | CDR | 1 Nov 2026 |
| 7.29% | 7.51% | Fixed · 3 years · owner occupied · principal and interest · LVR 90%–98% | Certain occupations | CDR | 1 Nov 2026 |
| 6.89% | 6.75% | Fixed · 4 years · owner occupied · principal and interest · LVR 0%–60% | Certain occupations | CDR | 1 Nov 2026 |
| 6.89% | 6.90% | Fixed · 4 years · owner occupied · principal and interest · LVR 60%–80% | Certain occupations | CDR | 1 Nov 2026 |
| 7.19% | 7.27% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% | Certain occupations | CDR | 1 Nov 2026 |
| 7.19% | 7.48% | Fixed · 4 years · owner occupied · principal and interest · LVR 90%–98% | Certain occupations | CDR | 1 Nov 2026 |
| 7.04% | 6.87% | Fixed · 5 years · owner occupied · principal and interest · LVR 0%–60% | Certain occupations | CDR | 1 Nov 2026 |
| 7.04% | 7.01% | Fixed · 5 years · owner occupied · principal and interest · LVR 60%–80% | Certain occupations | CDR | 1 Nov 2026 |
| 7.24% | 7.31% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% | Certain occupations | CDR | 1 Nov 2026 |
| 7.34% | 7.55% | Fixed · 5 years · owner occupied · principal and interest · LVR 90%–98% | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/fmbank/cds-au/v1/banking/products/430be4b3-505a-471a-9daa-35d265e37301- Content hash
sha256 23500dd748e1459a21b1446febb0e3efc5c148652eb25ae27573905ffa6d95fc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_23500dd748e1459a_9011dde2Show details
- Checked
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/fmbank/cds-au/v1/banking/products/430be4b3-505a-471a-9daa-35d265e37301- Content hash
sha256 23500dd748e1459a21b1446febb0e3efc5c148652eb25ae27573905ffa6d95fc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_DISCHARGE | Exit | $250.00 |
| ADDITIONAL_SECURITY_FEE | Event | $120.00 |
| DEFAULT_NOTICE_FEE | Event | $25.00 |
| LEGAL_FEES | Upfront | Set in your letter of offer |
| LENDERS_MORTGAGE_INSURANCE | Upfront | Set in your letter of offer |
| REGISTRATION_FEE | Upfront | Set in your letter of offer |
| TITLE_SEARCH | Upfront | $1.00 |
| COLLECTION_CHARGES | Other | Set in your letter of offer |
| STAMP_DUTY | Upfront | Set in your letter of offer |
| PACKAGE_FEE-HOME_LOANS | Periodic | $300.00 |
| BREAK_FEE_(HOME_LOAN) | Exit | Set in your letter of offer |
| FIXED_RATE_LOCK_FEE | Upfront | 0.15% |
| FEE_FOR_FULL_VALUATION | Upfront | Set in your letter of offer |
| LOAN_ADMINISTRATION_FEE | Upfront | $250.00 |
| LOAN_VARIATION_FEE | Event | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Redraw available | |
| Extra repayments | Additional repayments available up to $10,000 per year | |
| Other | Ability to split loan | |
| Other | Ability to switch loan | |
| Other | Ability to Top Up | |
| Digital banking | 24/7 access via internet banking, mobile app, phone banking | |
| Other | Borrow up to 90% of the property value prior to capitalisation of Lenders Mortgage Insurance | |
| Other | Flexible repayments | |
| Other | Discounted Variable rates for life of the loan | |
| Offset | PLUS 100% offset | |
| Complementary product discounts | Establishment, valuation and top up fees waived | PLUS establishment, valuation and top up fees waived |
| Complementary product discounts | Personal loan application fees waived | PLUS personal loan application fees waived |
| Guarantor | ||
| Eligibility: other | You must be a member. Firefighters Mutual Bank is for current or retired employees of, or current volunteers with, a fire and/or emergency service and their families, and is completely owned by its members. | |
| Eligibility: residency status | Individuals must be citizens of permanent residents of Australia. | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: other | All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices. | |
| Eligibility: other | Borrower must have satisfied Your Way Plus Home Loan Package eligibility. | |
| Limit: min limit | 150000.00 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 98.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · owner occupied · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.39% | 6.51% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.89% | 6.75% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.80% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 7.34% | 7.55% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 7.19% | 7.48% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.74% | 6.60% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 7.19% | 7.48% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.84% | 6.85% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.84% | 6.68% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.19% | 7.27% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.09% | 7.21% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 7.04% | 7.01% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.39% | 6.73% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.99% | 7.16% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.24% | 7.31% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.89% | 6.90% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 7.04% | 6.87% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 7.29% | 7.51% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 6.84% | 7.44% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.59% | 7.11% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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