Home loan rates › Beyond Bank Australia
Invest Total Home Loan Package
Beyond Bank Australia
CDR officialNot ranked in rate tables
Offering everything you need to purchase an investment property. Enjoy the flexibility of splitting your loan whether it be fixed or variable rate, choice of repayment options, redraw advanced funds or obtain pre-approval.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.09% | 7.36% | Fixed · 3 years · investment · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
| 7.34% | 7.48% | Fixed · 5 years · investment · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
| 7.09% | 7.34% | Fixed · 1 year · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 7.37% | Fixed · 1 year · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.79% | 7.29% | Fixed · 2 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.09% | 7.35% | Fixed · 2 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.89% | 7.30% | Fixed · 3 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.19% | 7.39% | Fixed · 3 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.38% | Fixed · 4 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.44% | 7.49% | Fixed · 4 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.39% | Fixed · 5 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.44% | 7.53% | Fixed · 5 years · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.59% | 6.94% | Variable · investment · interest only | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.99% | 7.33% | Variable · investment · interest only | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 8.50% | 8.82% | Variable · investment · interest only | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.49% | 6.84% | Variable · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.59% | 6.94% | Variable · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.99% | 7.33% | Variable · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.99% | 7.40% | Variable · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.94% | 8.34% | Variable · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 8.25% | 8.58% | Variable · investment · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/57- Content hash
sha256 54e73824284844217dbe32fbeb25f7888ae892ab336be7bd8c3f60078c28a44a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_54e7382428484421_839a5af3Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/57- Content hash
sha256 54e73824284844217dbe32fbeb25f7888ae892ab336be7bd8c3f60078c28a44a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Total Home Loan Package Fee | Periodic | $395.00 |
| Building / Bridging Establishment Fee | Upfront | $890.00 |
| Mortgage Loan Establishment Fee | Upfront | $445.00 |
| Mortgage Discharge, Settlement or Partial Discharge Fee | Event | $350.00 |
| Loan Variation Documentation fee | Upfront | $345.00 |
| Redraw (staff-assisted) fee | Transaction | $35.00 |
| Redraw (online) fee | Transaction | $0.00 |
| Default Notice Fee | Event | $20.00 |
| Reg of Transfer fee - ACT | Upfront | $496.00 |
| Hold Fixed Interest Rate | Upfront | 0.15% |
| Rate Variation Fee | Event | $150.00 |
| Reg of Mortgage fee - WA | Upfront | $225.10 |
| Reg of Discharge fee - WA | Upfront | $225.10 |
| Mortgage Loan Settlement Fee (a) | Upfront | $200.00 |
| Mortgage Loan Settlement Fee (b) | Upfront | $150.00 |
| Reg of Mortgage fee - NSW | Upfront | $182.73 |
| Reg of Transfer fee - NSW | Upfront | $182.73 |
| Reg of Production fee - NSW | Upfront | $56.21 |
| Progress Payment Fee | Upfront | $20.00 |
| Security Handling Fee | Upfront | $150.00 |
| Additional Security Fee | Upfront | $150.00 |
| Search Fee | Upfront | $35.00 |
| Default fee on Home and Investment Loan - on the 8th day | Event | $20.00 |
| Default fee on Home and Investment Loan - every 14th day thereafter | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Complementary product discounts | Total Home Loan Package benefits. | The Total Home Loan Package offers a waived Annual Fee on the Low Rate Credit Card and no monthly fee on eligible car and personal loans settled from 13 January 2025. Conditions apply. |
| Digital banking | Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services. | |
| Extra repayments | Additional Repayments: make unlimited additional repayments to your loan when on a variable interest rate; or make up to $25,000 p.a. in additional repayments to your loan when in a fixed rate. | |
| Offset | Offset optional: Multiple 100% Mortgage Offset Accounts can be linked to the Variable rate. The balance in this account reduces the interest you pay on your mortgage. | |
| Other | Pre-Approval: 120 day pre-approval so you can search with confidence. | |
| Other | Split Loan: A split loan gives you the stability of a fixed interest rate plus the flexibility of a variable interest rate. | |
| Redraw | Redraw payments made in advance at any time through Internet & Mobile Banking free. Minimum redraw amount is $500. | |
| Eligibility: employment status | Lending criteria, requirements and terms and conditions apply | |
| Eligibility: min age | 18 | Available for customers aged 18 years and over |
| Eligibility: natural person | ||
| Eligibility: other | Membership: You must be or become a Beyond Bank Australia member. | |
| Eligibility: other | Lending criteria applies. | |
| Eligibility: other | Investment loans available for Parent Equity, Land Rent Scheme loans (ACT only) or Construction loans. Conditions apply. | |
| Eligibility: other | Eligibility: available to new loan applications and to existing borrowers who increase their loan amount by a minimum of $50,000. Conditions apply. | |
| Eligibility: residency status | Australian Citizen | Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 0.90 | |
| Limit: min limit | 50000.00 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · investment · principal and interest | 1 Nov 2026 | Current | 7.39% | 7.37% |
| Fixed · 3 years · investment · principal and interest | 1 Nov 2026 | Current | 6.89% | 7.30% |
| Fixed · 2 years · investment · principal and interest | 1 Nov 2026 | Current | 7.09% | 7.35% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.84% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 6.59% | 6.94% |
| Fixed · 4 years · investment · principal and interest | 1 Nov 2026 | Current | 7.14% | 7.38% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 6.99% | 7.33% |
| Fixed · 5 years · investment · principal and interest | 1 Nov 2026 | Current | 7.44% | 7.53% |
| Fixed · 4 years · investment · principal and interest | 1 Nov 2026 | Current | 7.44% | 7.49% |
| Fixed · 2 years · investment · principal and interest | 1 Nov 2026 | Current | 6.79% | 7.29% |
| Fixed · 5 years · investment · principal and interest | 1 Nov 2026 | Current | 7.14% | 7.39% |
| Fixed · 3 years · investment · principal and interest | 1 Nov 2026 | Current | 7.19% | 7.39% |
| Fixed · 3 years · investment · interest only | 1 Nov 2026 | Current | 7.09% | 7.36% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.99% | 7.33% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 8.50% | 8.82% |
| Fixed · 1 year · investment · principal and interest | 1 Nov 2026 | Current | 7.09% | 7.34% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 8.25% | 8.58% |
| Fixed · 5 years · investment · interest only | 1 Nov 2026 | Current | 7.34% | 7.48% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.59% | 6.94% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.99% | 7.40% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.94% | 8.34% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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