Home loan rates › Granite Home Loans Pty Ltd
Granite Professional Lender paid LMI
Granite Home Loans Pty Ltd
CDR officialNot listed in rate tables
Granite Professional Lender paid LMI
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Professional%20Lender%20paid%20LMI- Content hash
sha256 4f162d8d00e5253ceab98655da3a516c43dcc00d0b315eec78af8da99cf24ffd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4f162d8d00e5253c_1013f16eShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Professional%20Lender%20paid%20LMI- Content hash
sha256 4f162d8d00e5253ceab98655da3a516c43dcc00d0b315eec78af8da99cf24ffd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Third Party Costs | Upfront | Set in your letter of offer |
| Discharge Administration Fee | Exit | $1,500.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Available | |
| Card access | Visa Debit Card - Yes | |
| Other | Multiple loan splits - Available | |
| Other | Repayment frequency: Monthly, fortnightly and weekly - during P&I period | |
| Other | Repayment frequency: Monthly - during IO period | |
| Other | transactions via internet, phone, BPay, debit card, ATM | |
| Extra repayments | Additional payments: Unlimited for variable rate | |
| Extra repayments | Additional payments: Up to $20,000 p.a. for fixed rate | |
| Digital wallet | Google Pay or Apple Pay | |
| Digital banking | App or Internet | |
| Eligibility: other | be an Essential Worker, defined as: - a permanently employed (full time and non-probationary): - nurse; - paramedic; - State or Federal police officer; - fire fighter; and/or - primary or secondary school teacher (in the private or public system) | |
| Eligibility: other | be a Professional Worker, defined as a: - University degree qualified professional that holds an Australian or overseas university degree and works in the following professions or industries: - medical and allied health; - law; - accounting and audit; - engineering; or - IT; and/or o TAFE or Certificate qualified professional that works in the IT industry; | |
| Eligibility: other | meet our lending eligibility criteria | |
| Eligibility: min age | 18 | be at least 18 years of age and above |
| Eligibility: natural person | are individual borrowers (as single or joint borrowers) | |
| Eligibility: residency status | is either an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: other | provide sufficient security in accordance with our lending eligibility criteria | |
| Eligibility: other | guarantor who supports the loan also meets our lending eligibility criteria. | |
| Limit: max limit | 2500000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.95 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
no-rates | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.