Home loan rates › Newcastle Permanent
Fixed Rate Home Loan Investment Principal and Interest
Newcastle Permanent
CDR official
Lock in your repayments with a fixed rate, with options up to 5 years.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.59% | 8.50% | Fixed · 1 year · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.69% | 8.51% | Fixed · 1 year · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.59% | 8.29% | Fixed · 2 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.69% | 8.31% | Fixed · 2 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.59% | 8.10% | Fixed · 3 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.69% | 8.13% | Fixed · 3 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.69% | 7.96% | Fixed · 4 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 8.00% | Fixed · 4 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.69% | 7.82% | Fixed · 5 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 7.86% | Fixed · 5 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_fixedinvPI- Content hash
sha256 f2bb52c29105be3f39d3f82eab1da650ecf19aea25291b3256fd74b9a2e9156e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f2bb52c29105be3f_0d12e097Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_fixedinvPI- Content hash
sha256 f2bb52c29105be3f39d3f82eab1da650ecf19aea25291b3256fd74b9a2e9156e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $595.00 |
| Title Search Fee | Upfront | $75.00 |
| Consent Fee | Event | $200.00 |
| Settlement Reschedule Fee | Event | $85.00 |
| Default Administration Fee 1 | Late payment | $35.00 |
| Settlement Cheque Fee NPBS Cheque only | Withdrawal | $5.00 |
| Electronic Transfer Fee | Withdrawal | $30.00 |
| Discharge Administration Fee | Exit | $250.00 |
| International Transfer Inward | Deposit | $12.00 |
| Document and Miscellaneous Service | Enquiry | Set in your letter of offer |
| Default Administration Fee 2 | Late payment | $50.00 |
| Rate Lock Fee | Upfront | $750.00 |
| Conversion Fee | Variation | $350.00 |
| Break Costs Fixed Rate Loans | Exit | Set in your letter of offer |
| Redraw Fee via Branch | Withdrawal | $25.00 |
| Application Fee | Upfront | $350.00 |
| Substitution in Security Fee | Variation | $350.00 |
| Dishonour (Direct Debit and Cheque) | Dishonour | $9.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Additional Repayments allowed up to $25000 p.a. | |
| Extra repayments | You can make regular additional and extra lump sum repayments up to $25,000 per year. Break costs may apply if you make additional repayments of more than $25,000. See the Break Costs and Fixed Interest Guide for more info. | |
| Digital banking | ||
| Other | Our Rate Lock option enables you to lock in our current advertised interest rate for your selected fixed rate home loan product, giving you certainty for up to 90 days against potential interest rate increases. A non-refundable fee applies for selecting this option. | |
| Other | Split Loan | |
| Eligibility: other | Credit Approval. Applications for home loans are subject to the Bank's normal credit approval. | |
| Eligibility: residency status | Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Limit: max lvr | 0.95 | |
| Limit: min limit | 5000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 3 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.69% | 8.13% |
| Fixed · 3 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.59% | 8.10% |
| Fixed · 2 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.59% | 8.29% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.69% | 8.31% |
| Fixed · 4 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.69% | 7.96% |
| Fixed · 5 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.69% | 7.82% |
| Fixed · 1 year · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.59% | 8.50% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.79% | 7.86% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.69% | 8.51% |
| Fixed · 4 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.79% | 8.00% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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