Home loan rates › Bank First
Premier Package Home Loan Owner Occupied Construction Variable LVR>90%
Bank First
Premier Package Home Loan Owner Occupied Construction Variable LVR>90%
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.03% | 8.17% | Variable · owner occupied · interest only · LVR 90%–98% | Construction | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/2fbc754c-2201-4879-88a0-f86bb65d3783- Content hash
sha256 d41a24c08d19357ce729a39c5189f15ccb4c074ca60a04c9003936b8c21beeb0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d41a24c08d19357c_945197f1Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/2fbc754c-2201-4879-88a0-f86bb65d3783- Content hash
sha256 d41a24c08d19357ce729a39c5189f15ccb4c074ca60a04c9003936b8c21beeb0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Of Mortgage Fee | Exit | $395.00 |
| Premier Package Home Loan Fee | Periodic | $390.00 |
| Arrears Fee | Late payment | $20.00 |
| Settlement Fee | Upfront | $595.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | ||
| Redraw | Minimum of $500 per redraw | |
| Other | Split Loan: You can split your home loan into a variable and fixed option. | |
| Extra repayments | Ability to make additional repayments on a variable rate loan with no cost | |
| Offset | Not available during fixed interest rate period. When you link a transaction account to an offset facility, you earn no interest under the transaction account even if the balance of the transaction account exceeds the loan balance. | |
| Digital banking | ||
| Eligibility: other | Available to members only. | |
| Eligibility: residency status | Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants. | |
| Eligibility: min age | 18 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.98 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 90%–98% | 1 Nov 2026 | Current | 8.03% | 8.17% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:construction | Construction | Left out of the standard home loan table |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.