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The Basics Investment Loan
Arab Bank Australia Limited
This is our most simple and lowest variable rate investment loan, designed to make borrowing money for your investment property as affordable as possible. If you need all the basics, then take a close look at The Basics Investment Loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.79% | 9.92% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/BASICSINV01- Content hash
sha256 132e529e9fc5c6a6c4800a5961b805942077bf71152f84ed9ab462523978de59- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_132e529e9fc5c6a6_e45a7748Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/BASICSINV01- Content hash
sha256 132e529e9fc5c6a6c4800a5961b805942077bf71152f84ed9ab462523978de59- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $600.00 |
| Monthly Service Fee | Periodic | $8.00 |
| Arrears Letter Fee | Event | $35.00 |
| Progress Payment Fee | Event | $100.00 |
| Redraw Fee (Over the Counter) | Transaction | $55.00 |
| Direct Debit Dishonour Fee | Event | $35.00 |
| Additional Security Consent Fee | Event | $150.00 |
| Discharge of Security Fee | Exit | $250.00 |
| Deed Production Fee | Event | $60.00 |
| Rollover Fee | Event | $300.00 |
| Transfer Fee | Event | $300.00 |
| Redraw Fee (Online) | Transaction | $10.00 |
| Search Fee | Transaction | $70.00 |
| Tenanted Security Report Fee | Event | $100.00 |
| Title Change Fee | Event | $100.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Other | Principal & Interest | |
| Extra repayments | ||
| Other | Repayment Type: Principal and Interest. | |
| Other | Loan Purpose: Investment | |
| Other | • Minimum amount $50,000. • Maximum amount is 95% of the value of the property. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. • Variable interest rate. • Weekly, fortnightly or monthly repayments. • Automatic repayment. • Ability to make extra repayments. • Redraw facility available. | |
| Digital banking | ||
| Eligibility: min age | 18 | |
| Eligibility: other | • This loan is available to new and existing customers. • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements. | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 9.79% | 9.92% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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