Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw. The RateSaver Home Loan is also available for DHOAS eligible applicants
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.34% | 6.37% | Variable · owner occupied · principal and interest · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.57% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.74% | 6.77% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.99% | 7.02% | Variable · owner occupied · principal and interest · LVR 90%–98% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/fd4ed454-477c-4723-bda8-8c03e4331393- Content hash
sha256 4b0e82cecd346b4db5392d49f9beae7061782045548b5a190a75ed5c0944aee9- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4b0e82cecd346b4d_42d63bc4Show details
- Checked
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/fd4ed454-477c-4723-bda8-8c03e4331393- Content hash
sha256 4b0e82cecd346b4db5392d49f9beae7061782045548b5a190a75ed5c0944aee9- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Mortgage discharge fee | Event | $120.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Copies of statements (up to 12 months) posted | Event | $1.00 |
| Property valuation fee | Event | Set in your letter of offer |
| Paper statement fee (per statement) | Periodic | $2.00 |
| Redraw fee (per redraw) | Transaction | $10.00 |
| Consent fee | Event | $250.00 |
| Audit Certificate Fee | Event | $50.00 |
| Copies of statements (over 12 months) at branch or posted | Event | $5.00 |
| Archive retrieval fee | Event | Set in your letter of offer |
| Documentation re-issue fee | Event | $100.00 |
| RateSaver Switch fee | Event | $100.00 |
| Default notice fee | Event | $30.00 |
| RateSaver Processing fee | Upfront | $450.00 |
| Switch/variation fee - home & investment loans | Event | $100.00 |
| Arrears notice fee | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Extra repayments | ||
| Loyalty program | Relationship Reward Program | |
| Other | Split Loan | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia. | |
| Eligibility: employment status | Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying | |
| Limit: min limit | 150000.00 | |
| Limit: max limit | 5000000.00 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.98 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.54% | 6.57% |
| Variable · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.34% | 6.37% |
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.74% | 6.77% |
| Variable · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 6.99% | 7.02% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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