Home loan rates › Bank First
Premier Package Home Loan Owner Occupied Variable LVR 70-80%
Bank First
Premier Package Home Loan Owner Occupied Variable LVR 70-80%
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.44% | 6.82% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/ee616ae8-84a0-4476-a76f-c158f37970eb- Content hash
sha256 73c7447d5cf8921479493edec5e70e43e83d21c93837e845e726c01f0559aaca- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_73c7447d5cf89214_4769a109Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/ee616ae8-84a0-4476-a76f-c158f37970eb- Content hash
sha256 73c7447d5cf8921479493edec5e70e43e83d21c93837e845e726c01f0559aaca- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Arrears Fee | Late payment | $20.00 |
| Discharge Of Mortgage Fee | Exit | $395.00 |
| Premier Package Home Loan Fee | Periodic | $390.00 |
| Settlement Fee | Upfront | $595.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | ||
| Digital banking | ||
| Redraw | Minimum of $500 per redraw | |
| Other | Split Loan: You can split your home loan into a variable and fixed option. | |
| Extra repayments | Ability to make additional repayments on a variable rate loan with no cost | |
| Offset | Not available during fixed interest rate period. When you link a transaction account to an offset facility, you earn no interest under the transaction account even if the balance of the transaction account exceeds the loan balance. | |
| Eligibility: min age | 18 | |
| Eligibility: other | Available to members only. | |
| Eligibility: residency status | Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants. | |
| Limit: max lvr | 0.98 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.44% | 6.82% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.