No Frills Home Loan Owner
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.84% | 6.70% | Variable · investment · interest only · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.84% | 6.70% | Variable · investment · interest only · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.59% | 6.59% | Variable · investment · principal and interest · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.59% | Variable · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.63% | 6.49% | Variable · owner occupied · interest only · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.64% | 6.50% | Variable · owner occupied · interest only · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.38% | 6.38% | Variable · owner occupied · principal and interest · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.39% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/8cb93a86-51f1-4ef1-b5ff-97d88aa96e43- Content hash
sha256 c218e6749c1aaa3b244a6c7e27004f543bd558aff4999326815a474ff4957fc6- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c218e6749c1aaa3b_24680711Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/8cb93a86-51f1-4ef1-b5ff-97d88aa96e43- Content hash
sha256 c218e6749c1aaa3b244a6c7e27004f543bd558aff4999326815a474ff4957fc6- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw Fee | Event | $0.00 |
| Account Keeping Fee | Periodic | $0.00 |
| Establishment Fee | Upfront | $0.00 |
| Annual Fee | Periodic | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Our secure Online Banking service means access to your accounts 24 hours a day, seven days a week. | |
| Npp enabled | This account is able to receive Osko payments | |
| Npp payid | PayIDs can be linked with this account | |
| Other | Repayment options of weekly, fortnightly, or monthly | |
| Redraw | ||
| Extra repayments | need the flexibility to make additional repayments | |
| Eligibility: employment status | Full time, Part Time, Casual, Self Employed | |
| Eligibility: min age | 18 | 18 years and above |
| Eligibility: natural person | ||
| Eligibility: other | Minimum deposit 20% | |
| Eligibility: residency status | Customers who are Permanent Resident or Citizens may apply for the product | |
| Limit: min limit | 150000.00 | |
| Limit: min lvr | 0 | |
| Limit: max lvr | 0.8 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.38% | 6.38% |
| Variable · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 6.84% | 6.70% |
| Variable · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.59% | 6.59% |
| Variable · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 6.63% | 6.49% |
| Variable · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 6.84% | 6.70% |
| Variable · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.59% | 6.59% |
| Variable · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 6.64% | 6.50% |
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.39% | 6.39% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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