Home loan rates › Mortgage Choice Freedom
Mortgage Choice Freedom Move with No End Debt
Mortgage Choice Freedom
Bridging home loan for purchasing before selling, where no ongoing mortgage remains after sale of the existing property.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.69% | 8.79% | Variable · owner occupied · interest only · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 9.19% | 9.29% | Variable · owner occupied · interest only · LVR 80%–85% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://mortgagechoice.athena.com.au/cds-au/v1/banking/products/mcf-move-noenddebt- Content hash
sha256 234e8d364de82be6e685d5905ca4d972069e93c56444738f6ff8bc387f8eae49- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_234e8d364de82be6_b64d8bc7Show details
- Checked
- 1 Nov 2026
- URL
https://mortgagechoice.athena.com.au/cds-au/v1/banking/products/mcf-move-noenddebt- Content hash
sha256 234e8d364de82be6e685d5905ca4d972069e93c56444738f6ff8bc387f8eae49- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | 0.60% |
| Bridging Deposit | Upfront | $750.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
| Settlement Fee | Upfront | $330.00 |
| Offset Account Fee | Periodic | $0.00 |
| Split Loan Fee | Transaction | $0.00 |
| Discharge Fee | Exit | $299.00 |
| Ongoing Fee | Periodic | $0.00 |
| Redraw Fee | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Online and mobile account management | |
| Redraw | Free redraw facility | |
| Offset | 100% multi-offset across up to 10 linked sub-accounts | |
| Extra repayments | Unlimited extra repayments | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | Minimum age 18 years |
| Eligibility: residency status | Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria and T&Cs apply | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max lvr | 0.85 | |
| Limit: other | P12M |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 8.69% | 8.79% |
| Variable · owner occupied · interest only · LVR 80%–85% | 1 Nov 2026 | Current | 9.19% | 9.29% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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