This product is also referred to as the Liberty Star home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.84% | 7.11% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/eb16c08a-4670-4a24-adf0-2f72e8d57f1f- Content hash
sha256 4a225a5521bfbce5fe8825ff5b6d025c961610ef5eb784075111ad4e10861c06- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4a225a5521bfbce5_d02b422dShow details
- Checked
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/eb16c08a-4670-4a24-adf0-2f72e8d57f1f- Content hash
sha256 4a225a5521bfbce5fe8825ff5b6d025c961610ef5eb784075111ad4e10861c06- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | Set in your letter of offer |
| Valuation fee | Upfront | Set in your letter of offer |
| Settlement fee | Upfront | $0.00 |
| Annual fee | Periodic | $295.00 |
| Manual redraw fee | Transaction | $50.00 |
| Fixed rate lock fee | Upfront | $900.00 |
| Discharge fee | Exit | $395.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | 100% offset facility with Visa Debit card. Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. | |
| Bill payment | BPAY | BPAY payment facility available |
| Redraw | Free online redraw | |
| Extra repayments | Additional repayments allowed | |
| Other | Third party account transfers | Transfer funds to third party accounts |
| Other | Split loans | $0 for loans with <= 4 splits. Additional fee of $495 applies for loans with > 4 splits. |
| Other | Principal and interest | Standard repayment option covering both principal and interest |
| Other | Interest only | Option to make interest-only repayments |
| Other | Flexible repayment frequency | Repay weekly, fortnightly, monthly |
| Other | Fixed rate options | Fixed rates available on request. Offset, redraw, BPAY and third party account transfers not available on fixed rate products. |
| Other | Rate lock options | Rate Lock option available at $900 (non refundable) to lock the fixed rate for 90 days from date of payment (must be before formal approval). |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian citizen/resident | At least one applicant must reside in Australia |
| Eligibility: business | Non-individual borrowers | Corporate trustees for family trusts |
| Eligibility: employment status | Self-employed & PAYG | Self-employed & PAYG applicants accepted |
| Limit: max lvr | 0.95 | |
| Limit: max limit | 10000000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: other | 10-40 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.84% | 7.11% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.