Non-Conforming Home Loan - Near Prime Clear Full Doc

Finsure Plus

CDR officialNot listed in rate tables

We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply).

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Comparison*	Applies to	Conditions	Source	Since

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://api.mlp.openbanking.prod.peppermoney.com.au/cds-au/v1/banking/products/MLP02021
Content hash: sha256 7fc3febf62fabb857bce4ecf5a97c63860bd4c442ca0ef8dd2ee4d1fc338c37a
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_7fc3febf62fabb85_ffaed1aeShow details

Checked: 1 Nov 2026
URL: https://api.mlp.openbanking.prod.peppermoney.com.au/cds-au/v1/banking/products/MLP02021
Content hash: sha256 7fc3febf62fabb857bce4ecf5a97c63860bd4c442ca0ef8dd2ee4d1fc338c37a
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Non-Conforming Establishment Fee	Upfront	$995.00
Non-Conforming Admin Fee	Periodic	$15.00
Legal Fee	Upfront	$330.00
Legal Disbursements	Upfront	Set in your letter of offer
Discharge Fee	Exit	$500.00
Fixed Rate Lock Fee	Upfront	0.15%
Valuation Fee	Upfront	Set in your letter of offer
Risk Fee	Upfront	Set in your letter of offer

Features and eligibility

Item	Value	Details
Offset		100% Interest Offset sub-account. Manage loan interest charged with an Offset sub-account. Not available during Fixed Rate term.
Redraw		Redraw Facility (minimum redraw amounts apply). Make additional repayments and redraw at any time. Not available during Fixed Rate term.
Card access	Visa Debit Card (including payWave). Access additional advances with a Visa Debit Card.
Extra repayments		Additional repayments. Make extra repayments at any time, subject to terms and conditions.
Other		Flexible Loan Terms. 10-40 year loan terms are available (maximum 30 years for Interest Only).
Digital banking		Provides borrowers online access to view and manage loan accounts.
Other		Repayment option - choose between variable and interest only (max 5 years) repayments.
Eligibility: min age	18	Individual borrower must be 18 years + to enter into a contract.
Eligibility: residency status	Only available to Australian Citizens or Permanent Residents.
Eligibility: other		All applications are subject to credit assessment and eligibility criteria.
Eligibility: natural person		Suitable for various borrower types including individuals.
Eligibility: business		Suitable for Sole Traders, Companies and other business borrowers.
Limit: min limit	50000.00

Rate history

No earlier values recorded yet.

Tag	Meaning	Effect
`quality:no-rates`	quality:no-rates
`risk:specialist`	Specialist lending	Left out of the standard home loan table; separate switch
`no-rates`	Reason this product is not ranked

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

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