The Spring Load account is a maximum period (term) account, which is available to Tasmanian residents who are depositing new money with Bank of us. The maximum period commences on the day the account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.25% | Bonus · $0–$25,000 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 5.25% | Bonus · $25,000–$50,000 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 5.25% | Bonus · $50,000 or more | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 0.00% | Variable · $0–$25,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.00% | Variable · $25,000–$50,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.00% | Variable · $50,000 or more | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/SpringLoad- Content hash
sha256 e5202a11cff92ad0bdece14aa0bf94df7260deadb5c66d9791d062a22d563de7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e5202a11cff92ad0_620449acShow details
- Checked
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/SpringLoad- Content hash
sha256 e5202a11cff92ad0bdece14aa0bf94df7260deadb5c66d9791d062a22d563de7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BPAY_ERROR_CORRECTION_PROCESSING_FEE | Event | $10.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE | Event | $12.00 |
| COUNTER_(CORPORATE)_CHEQUE_FEE | Event | $10.00 |
| DUPLICATE_STATEMENT_FEE | Event | $5.00 |
| SPECIAL_CLEARANCE_FEE_ON_CHEQUE_DEPOSITS | Deposit | $25.00 |
| STALE_CORPORATE_CHEQUE_FEE | Event | $30.00 |
| STOP_PAYMENT_FEE_ON_CORPORATE_CHEQUE | Event | $25.00 |
| ALERT_FEE_(SMS) | Event | $0.25 |
| INTERIM_STATEMENT_FEE | Event | $2.00 |
| REAL_TIME_GROSS_SETTLEMENT_PAYMENT_FEE | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Npp enabled | ||
| Npp payid | ||
| Other | You can make up to 5 withdrawals or transfers from the Spring Load account in any one month without impacting the credit interest paid on the account. However, if you make more than 5 withdrawals or transfers during a month, you won't receive any interest. | |
| Eligibility: natural person | ||
| Eligibility: residency status | Tasmanian resident | |
| Limit: opening balance | 50000.00 | |
| Limit: max balance | 1000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $25,000–$50,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $0–$25,000 | 1 Nov 2026 | Current | 0.00% |
| Bonus · $0–$25,000 | 1 Nov 2026 | Current | 2.25% |
| Bonus · $50,000 or more | 1 Nov 2026 | Current | 5.25% |
| Variable · $50,000 or more | 1 Nov 2026 | Current | 0.00% |
| Bonus · $25,000–$50,000 | 1 Nov 2026 | Current | 5.25% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
Registered channels
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