Your account balance is 100% offset against a linked MyState Bank Home Loan. Monthly account fee of $8. Loaded with clever new banking tech that shows you where your money goes. Pay your way with ApplePay and Google Pay
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mystate.com.au/cds-au/v1/banking/products/47e17301-bbc9-436e-a9b0-5c9f10d3fa89- Content hash
sha256 649836eef4629eb246dd47f812848e6c251a8892d0f2deb834452b11f5e1052d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_649836eef4629eb2_988d7c5cShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mystate.com.au/cds-au/v1/banking/products/47e17301-bbc9-436e-a9b0-5c9f10d3fa89- Content hash
sha256 649836eef4629eb246dd47f812848e6c251a8892d0f2deb834452b11f5e1052d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction Trace Fee | Event | $15.00 |
| Overdrawn Fee | Event | $5.00 |
| BPAY Query and Correction Fee | Event | $15.00 |
| Monthly Account Fee | Periodic | $8.00 |
| Transaction Verification Fee, Copy of Sales Voucher | Event | $15.00 |
| Repurchase of Foreign Currency Documents | Transaction | $10.00 |
| Repurchase of Foreign Currency Documents on a Collection Basis | Transaction | $55.00 |
| Telegraphic Transfer (Inward) | Transaction | $7.50 |
| Telegraphic Transfer Outward (foreign currency) | Transaction | $30.00 |
| Visa Overseas Emergency Cash Advance | Variable | Set in your letter of offer |
| Pay someone using BSB & account number | Transaction | $0.00 |
| Overdrawn Account Interest | Event | 0.14% |
| Stop Payment | Event | $30.00 |
| Certificates Supplied | Event | $10.00 |
| Foreign Currency Conversion | Purchase | 0.03% |
| Transfers between your accounts | Transaction | $0.00 |
| Swift, Telegraphic & Electronic Transfer (Inward) | Transaction | $7.50 |
| Swift & Electronic Funds Transfer (Outward) within Australia | Transaction | $15.00 |
| Pay someone using PayID | Transaction | $0.00 |
| BPAY transaction | Transaction | $0.00 |
| Direct Debit | Transaction | $0.00 |
| PayTo transaction | Transaction | $0.00 |
| EFTPOS transaction | Transaction | $0.00 |
| ATM transaction | Transaction | $0.00 |
| Cash withdrawal | Transaction | $0.00 |
| Bank Cheque | Transaction | $16.00 |
| Bank@Post withdrawal fee | Transaction | $4.30 |
| MyState Bank Corporate Cheque | Transaction | $8.00 |
| Telegraphic Transfer Outward (Australian dollars) | Transaction | $45.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card. | |
| Digital banking | Stay flexible anywhere and anytime with the MyState Bank app. | |
| Digital wallet | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay. | |
| Npp enabled | Send and receive money in less than 60 seconds. | |
| Offset | 100% Offset to the linked eligible MyState Bank loan account. | |
| Npp payid | Send and receive money in less than 60 seconds. Add your mobile number or email address as a PayID and use this in place of your BSB and Account number. | |
| Other | Insights Hub Insights takes your everyday account activity and turns it into helpful, personalised information about the way you use your money. It's like personal financial support in your pocket - everything you need to know to keep on top of your bills, manage your spending and maximise your opportunities to save. | |
| Unlimited txns | Unlimited Electronic Transactions A separate fee is payable for each Bank@Post transaction. A direct ATM charge may be applied by the ATM owner at the time of the transaction. | |
| Eligibility: natural person | ||
| Eligibility: other | Can only be offset against MyState Bank home loan products as determined from time to time and only if the account and the home loan are in the name(s) of the same person(s); We will switch your offset account to an alternate transaction account in circumstances where there is no active eligible loan to link the offset account to. |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
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