Home loan rates › Granite Home Loans Pty Ltd
Granite Standard Easy Refinance
Granite Home Loans Pty Ltd
CDR officialNot listed in rate tables
Granite Standard Easy Refinance
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Standard%20Easy%20Refinance- Content hash
sha256 2ac6fefc0281d32a59fc0e53d89049205d3ede183760e5b6e3b0bbc8903ace34- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2ac6fefc0281d32a_86afc245Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Standard%20Easy%20Refinance- Content hash
sha256 2ac6fefc0281d32a59fc0e53d89049205d3ede183760e5b6e3b0bbc8903ace34- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender's Annual Facility Fee | Periodic | $295.00 |
| Settlement Fee | Upfront | $300.00 |
| Discharge Administration Fee | Exit | $795.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Available | |
| Redraw | Yes | |
| Extra repayments | Additional payments: Unlimited for variable rate | |
| Extra repayments | Additional payments: Up to $20,000 p.a. for fixed rate | |
| Digital banking | App or Internet | |
| Digital wallet | Google Pay or Apple Pay | |
| Card access | Visa Debit Card - Yes | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | at least 18 years of age and above |
| Eligibility: business | Company & Trusts must have been established for at least 24 months. | |
| Eligibility: other | The new interest rate must be lower than your current interest rate. | |
| Eligibility: other | Existing loan must appear on the borrower’s Comprehensive Credit Report (CCR), with the exception of La Trobe as they are not currently a CCR participant. | |
| Eligibility: other | Digital verification of identity (VOI) required, including biometric facial recognition and Document Verification Service (DVS) checks | |
| Eligibility: residency status | Applicants must be permanent or temporary residents (refer to the acceptable Visa list in the policy) of Australia, or Expats (Australian Citizens with overseas residential addresses), | |
| Eligibility: other | Held the existing home loan for at least 12 months, shows a good payment history and no significant arrears. | |
| Eligibility: other | Each applicant must have a minimum Equifax Apply One comprehensive credit score of 600. | |
| Eligibility: other | There are no signs of financial stress on the credit report. | |
| Eligibility: other | There have been no recent negative changes to your client's financial situation. | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: other | ||
| Limit: other | ||
| Limit: max lvr | 0.80 |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
no-rates | Reason this product is not ranked | |
Registered channels
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