Pay Only The Interest On The Principle Amount During The Term Of This Loan. Ideal For Investment Taxation Purposes.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.94% | 7.99% | Variable · investment · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/30- Content hash
sha256 b2b3f0ed1a2beac0e309b1a92c7061651f691c9dc96c5219226571018016fee2- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b2b3f0ed1a2beac0_9ed1222cShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/30- Content hash
sha256 b2b3f0ed1a2beac0e309b1a92c7061651f691c9dc96c5219226571018016fee2- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Of Mortgage Fee | Event | $500.52 |
| Lenders Mortgage Insurance | Upfront | $0.00 |
| Valuation Fee | Upfront | $0.00 |
| Solicitors Fee | Upfront | $0.00 |
| Registration Fee | Upfront | $0.00 |
| Agents Fee | Upfront | $0.00 |
| Credit Report Fee | Upfront | $20.00 |
| Loan Establishment Fee | Upfront | $655.00 |
| Loan Establishment Fee - Self Employed or Debt Consolidation | Upfront | $705.00 |
| BHCCU Enforcement Expense | Event | $0.00 |
| Loan Establishment Fee - Lenders Mortgage Insurance | Upfront | $855.00 |
| Loan Contract Variation Fee | Event | $275.00 |
| Guarantee Security Fee | Event | $325.00 |
| Discharge Administration Fee | Event | $250.00 |
| Credit Bureau Default Listing | Event | $75.00 |
| Electronic Settlement Fee | Upfront | $0.00 |
| Security Handling Fee | Event | $200.00 |
| Progress Drawdown Fee | Event | $150.00 |
| IPEX Fee | Upfront | $35.00 |
| Settlement Fee | Event | $150.00 |
| Debt Agreement Fee | Event | $150.00 |
| Enforcement Expense | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone | |
| Extra repayments | ||
| Loyalty program | "Relationship Rewards" | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking |
| Other | No Monthly Account Keeping Fees | |
| Other | No Loan Service Fees | |
| Other | No Penalties For Early Payouts | |
| Unlimited txns | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking | |
| Eligibility: min age | 18 | |
| Eligibility: other | Subject To Eligibility For Credit Via Loan Application Assessment | |
| Eligibility: residency status | Australian Citizens Or Permanent Residents | Residents Of Australia Are Eligible |
| Limit: max lvr | 0.70 | |
| Limit: max lvr | 0.90 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only | 1 Nov 2026 | Current | 7.94% | 7.99% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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