Loan offset account

Cairns bank

CDR officialNot listed in rate tables

A 100% offset account for home loan customers

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Conditions	Source	Since
0.00%	Variable		CDR	1 Nov 2026

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/S3
Content hash: sha256 75eec3c064aa9b43205405ffe94deaf9e2450cf89cbb177b4bd81c56bfbf515c
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_75eec3c064aa9b43_19983e92Show details

Checked: 1 Nov 2026
URL: https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/S3
Content hash: sha256 75eec3c064aa9b43205405ffe94deaf9e2450cf89cbb177b4bd81c56bfbf515c
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Features and eligibility

Item	Value	Details
Card access
Digital banking
Eligibility: other		Offset account only available with the L25 Plus Home Loan product
Limit: max balance	100000.00

Rate history

Rate	From	To	Rate p.a.
Variable	1 Nov 2026	Current	0.00%

Tag	Meaning	Effect
`quality:no-interest`	quality:no-interest
`out-of-scope`	Reason this product is not ranked

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