Savings account rates › The Capricornian
Personal Access Account
The Capricornian
CDR officialNot listed in rate tables
Easy access to your banking, every day. With the features you need, this is a simple and versatile account to use and move your money.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/49c287aa-289c-4919-bdff-3118ad616179- Content hash
sha256 c902a264cc99222f639a9d9113d3fb0e84dc6379eb68375eb7abe5173bfd21c4- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c902a264cc99222f_a3ef7b1aShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/49c287aa-289c-4919-bdff-3118ad616179- Content hash
sha256 c902a264cc99222f639a9d9113d3fb0e84dc6379eb68375eb7abe5173bfd21c4- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| International Transaction Fee via Online Banking | Withdrawal | $20.00 |
| Account Service Fee | Periodic | $6.00 |
| EFTPOS incl declined transactions | Withdrawal | $0.70 |
| Visa Debit Cash Advance | Transaction | $0.70 |
| Honour Fee | Event | $20.00 |
| Foreign Currency Conversion Fees | Transaction | 3.00% |
| Dishonour Fee | Dishonour | $15.00 |
| International Transaction Fee Over The Counter | Withdrawal | $30.00 |
| Card Fee | Periodic | $6.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Additional cards | Fees may apply | |
| Digital wallet | Apple Pay | |
| Digital banking | Access is available to online banking features for the product. Banking app available. | |
| Npp enabled | An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment. Osko by BPAY available. | |
| Notifications | Notification via email, SMS or secure message in online banking. | SMS and/or email notifications available |
| Card access | A Visa Debit payWave card is available for the product to access funds | |
| Digital wallet | Google Pay | |
| Npp payid | An account of this product type can be used as the target of an NPP PayID. Osko by BPAY available. | |
| Eligibility: other | You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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