The full-featured, clean money transaction account for your pay or pocket money.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$50,000 | CDR | 1 Nov 2026 | |
| 0.05% | Variable · $50,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/4d9a5a0f-c608-4e31-a9fa-9e7121fbc7a4- Content hash
sha256 3a266a9861be025659f66c2b834508e22e03bcbfbe9449b2eeffb3a0b708f192- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3a266a9861be0256_2fb980d9Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/4d9a5a0f-c608-4e31-a9fa-9e7121fbc7a4- Content hash
sha256 3a266a9861be025659f66c2b834508e22e03bcbfbe9449b2eeffb3a0b708f192- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| International transaction fee (ITF) | Transaction | 3.00% |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Domestic ("press credit") cash withdrawal fee | Withdrawal | $0.00 |
| Visa foreign cash withdrawal fee | Withdrawal | $0.00 |
| Exceeding available funds fee | Event | $0.00 |
| Monthly Fee | Periodic | $0.00 |
| Staff assisted withdrawal fee | Event | $0.00 |
| Debit interest charge rate | Event | 12.39% |
| Certificates supplied by the bank | Event | $5.00 |
| Duplicate statement fee | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Security token fee | Event | $50.00 |
| SMS alert fee | Event | $0.25 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
| Online international payment in foreign currency | Payment | $10.00 |
| Inwards Payment fee | Deposit | $0.00 |
| Dishonour Fee | Dishonour | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | You can pay bills with the BPAY logo via Bank Australia App or Internet Banking. |
| Card access | Visa Debit Card | Use instore, online and withdraw local currency at millions of locations, everywhere Visa is accepted. Cards are enabled to support diverse needs with raised bumps on the left hand-side on the front face of the card. |
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Digital wallet | Google, Samsung and Apple Pay available | Leave your wallet behind and pay for the things you need with Google Pay/ Samsung Pay/ Apple Pay. |
| Notifications | Card and Account Notifications | Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your card/account activity. |
| Npp enabled | Move money and pay people instantly with Osko. | |
| Npp payid | With PayID you can forget your BSB and account number - simply use your mobile, email or ABN to receive payments. This account can be linked to a PayID. | |
| Other | Card Controls: Decide the features you want enabled on your card including card lock, digital wallet, pay wave, international transactions, ATM withdrawals or online/in store transactions and simply switch them on or off from your App or Internet Banking. | |
| Other | Round Up: When you make a transaction with your Visa debit card, you can decide whether you want the amount to be rounded to the nearest whole dollar amount, with the round up being credited from this account into your nominated Savings account or Credit Card. | |
| Other | Bank@Post: Customers with a Bank Australia Visa debit card can make cash deposits up to $9,999.95 per day. | |
| Other | PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking. | |
| Unlimited txns | There is no limit to the number of online, EFTPOS, ATM or staff assisted transactions you can make. | |
| Eligibility: min age | 13 | 13+ years |
| Eligibility: natural person | Natural Person or In trust for a Natural Person | |
| Eligibility: other | Personal, Joint and Trust | |
| Eligibility: residency status | AU | Must be an Australian citizen, permanent resident or have a valid Visa. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000 or more | 1 Nov 2026 | Current | 0.05% |
| Variable · $0–$50,000 | 1 Nov 2026 | Current | 0.00% |
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