Home Loan - Variable Rate
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.93% | 9.00% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/104- Content hash
sha256 94e08b8e09093ee680e6cd144266d452ee160c9c0efd475db64d9231ae163965- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_94e08b8e09093ee6_478e0eeaShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/104- Content hash
sha256 94e08b8e09093ee680e6cd144266d452ee160c9c0efd475db64d9231ae163965- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $200.00 |
| Legal Fee | Upfront | $275.00 |
| Valuation Fee | Upfront | $325.00 |
| Top-Up Fee | Event | $200.00 |
| Switch Fee | Event | $150.00 |
| Security by Variation | Event | $200.00 |
| Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Additional Valuation Fee | Event | $0.00 |
| Annual Package Fee | Upfront | $0.00 |
| Split Loan Account Fee | Upfront | $99.00 |
| Mortgage Registration Fee | Upfront | $0.00 |
| Early Repayment Adjustment | Exit | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Other | Ability to split your interest type between variable or fixed. | |
| Redraw | Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan. | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 95.00 | |
| Limit: min limit | 20000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 8.93% | 9.00% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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