A fixed home finance facility available for both owner occupiers and investors, with fixed terms ranging from 1 to 5 years.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.70% | 7.05% | Fixed · 1 year · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.70% | 7.12% | Fixed · 2 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.70% | 7.19% | Fixed · 3 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 8.00% | 7.37% | Fixed · 4 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 8.00% | 7.45% | Fixed · 5 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.30% | 6.92% | Fixed · 1 year · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.30% | 6.96% | Fixed · 2 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.30% | 7.01% | Fixed · 3 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.60% | 7.17% | Fixed · 4 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.60% | 7.23% | Fixed · 5 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.50% | 6.81% | Fixed · 1 year · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.50% | 6.89% | Fixed · 2 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.50% | 6.96% | Fixed · 3 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.80% | 7.14% | Fixed · 4 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.80% | 7.23% | Fixed · 5 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.10% | 6.67% | Fixed · 1 year · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.10% | 6.72% | Fixed · 2 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.10% | 6.77% | Fixed · 3 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.40% | 6.93% | Fixed · 4 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.40% | 7.00% | Fixed · 5 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/634f7ed1-e01b-44ef-8ad2-8a7465c9c40a/adapter/cds-au/v1/banking/products/amlak-select-fixed- Content hash
sha256 3bc3fd00ed323d1157d4c93f3c576d1abc7124e00152d7083d190d6dc3a82461- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3bc3fd00ed323d11_15464506Show details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/634f7ed1-e01b-44ef-8ad2-8a7465c9c40a/adapter/cds-au/v1/banking/products/amlak-select-fixed- Content hash
sha256 3bc3fd00ed323d1157d4c93f3c576d1abc7124e00152d7083d190d6dc3a82461- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $965.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Discharge Administration Fee | Exit | $300.00 |
| Discharge Documentation Fee | Exit | $250.00 |
| Break Cost Administration Fee | Event | $150.00 |
| Rental Facility Lock Fee | Event | $350.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Allows borrowers to make additional repayments on the finance facility to reduce rent and pay off the facility faster. Limited to a maximum of $10,000 per year during the fixed term. | |
| Eligibility: min age | 18 | Applicants must be at least 18 years old to apply for this finance facility. |
| Eligibility: residency status | Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia. | |
| Limit: other | P30Y | |
| Limit: other | P15Y | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.30% | 6.92% |
| Fixed · 3 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.50% | 6.96% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.40% | 7.00% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.10% | 6.77% |
| Fixed · 4 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.60% | 7.17% |
| Fixed · 2 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.50% | 6.89% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.10% | 6.67% |
| Fixed · 4 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.80% | 7.14% |
| Fixed · 5 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 8.00% | 7.45% |
| Fixed · 5 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.60% | 7.23% |
| Fixed · 5 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.80% | 7.23% |
| Fixed · 1 year · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.50% | 6.81% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.40% | 6.93% |
| Fixed · 2 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.70% | 7.12% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.10% | 6.72% |
| Fixed · 2 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.30% | 6.96% |
| Fixed · 4 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 8.00% | 7.37% |
| Fixed · 3 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.70% | 7.19% |
| Fixed · 1 year · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.70% | 7.05% |
| Fixed · 3 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.30% | 7.01% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.