Home loan rates › Fire Service Credit Union
L25 Firefighter Package
Fire Service Credit Union
FSCU offer the Firefighter Package home loan for members seeking to purchase their first home, wanting to buy a new home or to refinance their current home loan, with competitive rates and unlimited extra repayments.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.14% | 6.41% | Variable · owner occupied · principal and interest | Not compared in rate tables Certain occupations | CDR | 1 Nov 2026 |
| 6.49% | 6.76% | Variable · owner occupied · principal and interest | Not compared in rate tables Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/21- Content hash
sha256 318889c6c4dc8968225eafc4261bcc8d9b3444f301756ec789764f25b5fb24c4- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_318889c6c4dc8968_358fbb5cShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/21- Content hash
sha256 318889c6c4dc8968225eafc4261bcc8d9b3444f301756ec789764f25b5fb24c4- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Home Loan Redraw | Event | $0.00 |
| Home Loan 1st Mortgage Application Fee | Upfront | $300.00 |
| Existing Mortgage Increase Application Fee | Upfront | $150.00 |
| Annual Service Fee | Event | $300.00 |
| Mortgage Discharge Admin Fee # | Event | $150.00 |
| Mortgage Discharge Doc Fee ## | Event | $235.75 |
| LTO Mortgage Discharge ## | Event | $204.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | View the balance of the account and transfer extra funds whenever you like for free | |
| Extra repayments | Product has the option to accept extra repayments without incurring additional charges. | |
| Offset | The balance in this account reduces the interest you pay on your mortgage. | |
| Redraw | Minimum redraw amount $1,000 - capped at $20,000 | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: other | To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services. | |
| Eligibility: residency status | Australian Residents only | |
| Limit: min limit | 150000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.76% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.14% | 6.41% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
rate-selected-by-free-text | Reason this product is not ranked | |
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