Our Mortgage Breaker Investor principal and interest variable home loan gives you the flexibility to make unlimited additional repayments. You can also save on interest while having access to your money with our 100% offset account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.54% | 9.59% | Variable · investment · principal and interest | CDR | 1 Nov 2026 | |
| 6.79% | 6.83% | Variable · investment · principal and interest · LVR 0%–60% | CDR | 1 Nov 2026 | |
| 6.89% | 6.93% | Variable · investment · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.94% | 6.98% | Variable · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 7.09% | 7.13% | Variable · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.29% | 7.33% | Variable · investment · principal and interest · LVR Over 90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/102- Content hash
sha256 40045b15f4dbf689c52a532a8ae0b67054f036ec60fb311dcd2d1f958a954b78- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_40045b15f4dbf689_e21931c6Show details
- Checked
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/102- Content hash
sha256 40045b15f4dbf689c52a532a8ae0b67054f036ec60fb311dcd2d1f958a954b78- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Valuation Fee | Event | Set in your letter of offer |
| Company / Trust - Borrower / Guarantor Party Fee Company Search and Review Fee | Event | $150.00 |
| Loan Document Fee - Top Up | Event | $350.00 |
| Default Enforcement Expenses | Event | Set in your letter of offer |
| Substitution of Mortgage Security | Event | $350.00 |
| Discharge Fee | Exit | $300.00 |
| Document Preparation and Settlement Fee | Upfront | $550.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Offset only available on Principal & Interest loans only | |
| Npp enabled | ||
| Digital banking | ||
| Other | split loan | |
| Extra repayments | unlimited extra repayments | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must be an Australian Resident | |
| Eligibility: natural person | ||
| Limit: min limit | 20000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR Over 90% | 1 Nov 2026 | Current | 7.29% | 7.33% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 9.54% | 9.59% |
| Variable · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.94% | 6.98% |
| Variable · investment · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.79% | 6.83% |
| Variable · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.89% | 6.93% |
| Variable · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.09% | 7.13% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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