Home loan rates › Southern Cross Credit Union
LINE OF CREDIT
Southern Cross Credit Union
LINE OF CREDIT
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only | Not compared in rate tables Line of credit | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/LINE_OF_CREDIT- Content hash
sha256 2b8752466faca7ff9c830d1db192e7c619418f445633b62f13144d73b0775438- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2b8752466faca7ff_443581daShow details
- Checked
- 1 Nov 2026
- URL
https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/LINE_OF_CREDIT- Content hash
sha256 2b8752466faca7ff9c830d1db192e7c619418f445633b62f13144d73b0775438- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_LEGAL_FEE | Event | $430.00 |
| PROPERTY_VALUATION_FEE | Cash advance | $0.00 |
| HOME_LOAN_SECURITY_VARIATION | Event | $300.00 |
| LOAN_VARIATION | Event | $150.00 |
| LOAN_TOP-UP | Event | $300.00 |
| RECONTRACTING_FEE | Event | $150.00 |
| DIRECT_DEBIT_DISHONOUR | Event | $15.00 |
| ESTABLISHMENT_FEE_LOC | Upfront | $699.00 |
| LOC_MTHLY_FEE | Periodic | $30.00 |
| UNUSED_LIMIT | Periodic | 1.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Onging access to funds up to an approved limit | |
| Other | Interest only repayments | |
| Other | For personal investment purposes such as purchasing shares and investments | |
| Other | Term up to 10years | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must be an Australian citizen or permanent resident, with an Australian residential address | |
| Eligibility: other | Be able to meet SCCU assessment criteria and demonstrate capaity to repay the loan | |
| Eligibility: other | Provide acceptable residential mortgage security which must be insured with SCCU noted as interested party | |
| Limit: max lvr | 80.00 | |
| Limit: min limit | 20000.00 | |
| Limit: max limit | 1000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:line-of-credit | Line of credit | Left out of the standard home loan table |
comparison-rate-missing | Reason this product is not ranked | |
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