Savings account rates › Credit Union SA
Home Loan Offset Account
Credit Union SA
CDR officialNot listed in rate tables
Our Home Loan Offset Account offers all the convenient day-to-day banking features you need, but with the huge added advantage of also lowering the amount of interest you pay on your eligible variable rate home loan and no monthly fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_141- Content hash
sha256 0c4b7347124c8977a0bbf3f390ca6f233bec0f5970cccd113e744c7aefff3785- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0c4b7347124c8977_8bdca2c4Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_141- Content hash
sha256 0c4b7347124c8977a0bbf3f390ca6f233bec0f5970cccd113e744c7aefff3785- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction | Transaction | $0.00 |
| Arrears | Event | $15.00 |
| Deposit Periodic | Periodic | $0.00 |
| Overdraft or overlimit fee | Event | $15.00 |
| Currency Conversion | Event | 3.00% |
| Paper Statement | Periodic | $2.00 |
| Direct Debit Dishonour | Event | $10.00 |
| Lost VISA Card | Event | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa debit card | |
| Additional cards | Null | |
| Unlimited txns | ||
| Digital wallet | Apple Pay | |
| Digital wallet | Google Pay | |
| Digital wallet | Garmin Pay | |
| Digital wallet | Samsung Pay | |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Bill payment | Bpay | |
| Notifications | SMS alerts available for specified events/transactions, at regular intervals of one-off. | |
| Other | Round-ups (origin account) | |
| Other | Round-ups (destination account) | |
| Other | Lock, block and control your card | |
| Other | Business Banking can be attached to the product | |
| Eligibility: min age | 18 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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