A home loan for property purchases within an SMSF structure. Offsets are available for variable loans.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.44% | 7.62% | Variable · investment · interest only · LVR 50%–60% · $200,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 7.44% | 7.62% | Variable · investment · interest only · LVR 60%–70% · $200,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 7.44% | 7.68% | Variable · investment · interest only · LVR 70%–80% · $200,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 7.14% | 7.51% | Variable · investment · principal and interest · LVR 50%–60% · $200,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 7.14% | 7.51% | Variable · investment · principal and interest · LVR 60%–70% · $200,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 7.24% | 7.61% | Variable · investment · principal and interest · LVR 70%–80% · $200,000–$2,500,000 | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cdr-api.amp.com.au/cds-au/v1/banking/products/AMP_SMSF_HL- Content hash
sha256 5dbdd2ec5b17f84a3168c0a3098e43749cd4d59a5981e7869a0a5e933d29cb41- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5dbdd2ec5b17f84a_b5aff60bShow details
- Checked
- 1 Nov 2026
- URL
https://api.cdr-api.amp.com.au/cds-au/v1/banking/products/AMP_SMSF_HL- Content hash
sha256 5dbdd2ec5b17f84a3168c0a3098e43749cd4d59a5981e7869a0a5e933d29cb41- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Valuation fee | Event | Set in your letter of offer |
| Rework fee | Event | $249.00 |
| Variation fee | Event | $299.00 |
| Discharge fee | Exit | $490.00 |
| Verification of identity by Australia Post | Event | Set in your letter of offer |
| Transaction trace fee | Event | $20.00 |
| Audit certificate fee | Event | $25.00 |
| Settlement Fee for SMSF | Upfront | $950.00 |
| SuperEdge Account Management Fee | Periodic | $10.00 |
| Solicitors’ and Mortgage Processing Servicers’ costs | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | An offset account can be connected to the product | You can choose to set up an Offset Deposit Account on a variable rate loan. WARNING: Trustees of self-managed super funds must ensure that use of the offset deposit account is compliant with their regulatory obligations |
| Unlimited txns | Unlimited free transactions available | Service fees may apply for manual redraw requests or special services. |
| Digital wallet | Apple Pay, Samsung Pay or Google Pay | Customers can link eligible AMP accounts to Apple Pay, Google Pay, and Samsung Pay for secure and convenient digital wallet transactions. |
| Digital banking | Customers can access and manage their home loan online via My AMP, our secure digital banking platform, offering features for easy account monitoring and transactions. | |
| Extra repayments | AMP home loans allow for flexible additional repayments to reduce interest and pay off loans faster. Variable rate loans allow unlimited extra repayments, while fixed-rate loans often limit these to $10,000 per 12-month period. Please refer to Loan Conditions and Credit guide for more information on the consequences of repaying your Fixed Rate Loan early | |
| Fraud protection | AMP home loans are protected by secure login, encryption, transaction monitoring, and customer alerts to help prevent and detect fraud. Support is available for customers in the event of suspected unauthorised activity. | |
| Eligibility: other | Must be ATO regulated SMSF trust | Must be ATO regulated SMSF trust |
| Limit: min limit | 200000 | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 70%–80% · $200,000–$2,500,000 | 1 Nov 2026 | Current | 7.24% | 7.61% |
| Variable · investment · principal and interest · LVR 50%–60% · $200,000–$2,500,000 | 1 Nov 2026 | Current | 7.14% | 7.51% |
| Variable · investment · interest only · LVR 60%–70% · $200,000–$2,500,000 | 1 Nov 2026 | Current | 7.44% | 7.62% |
| Variable · investment · interest only · LVR 50%–60% · $200,000–$2,500,000 | 1 Nov 2026 | Current | 7.44% | 7.62% |
| Variable · investment · principal and interest · LVR 60%–70% · $200,000–$2,500,000 | 1 Nov 2026 | Current | 7.14% | 7.51% |
| Variable · investment · interest only · LVR 70%–80% · $200,000–$2,500,000 | 1 Nov 2026 | Current | 7.44% | 7.68% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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