Our Home Equity Loan allows you to fund home improvements, renovations, purchase a car or for another worthwhile need, by borrowing against the equity in your existing residential property.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.49% | 9.97% | Variable · other · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/29- Content hash
sha256 dd9e11b2c02905341454f7702355e0793fe03e0215063e819145451e785b20ed- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_dd9e11b2c0290534_facfe359Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/29- Content hash
sha256 dd9e11b2c02905341454f7702355e0793fe03e0215063e819145451e785b20ed- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $250.00 |
| Document Fee | Upfront | $250.00 |
| Lenders Mortgage Insurance | Other | Set in your letter of offer |
| Mortgage Settlement Fee | Event | $450.00 |
| Loan Maintenance Fee | Periodic | $10.00 |
| Val Fee - PropertyHub | Upfront | $50.00 |
| Other Credit Fees | Other | Set in your letter of offer |
| Arrears Letter Fee - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Extra repayments | No penalties for extra repayments | |
| Other | Payments can be arranged weekly, fortnightly or monthly. | |
| Other | Loan Terms up to 10 Years. | |
| Other | Available for owner-occupied and investment loans. | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia. | |
| Limit: max lvr | 90.00 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · other · principal and interest | 1 Nov 2026 | Current | 8.49% | 9.97% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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