Home loan rates › Greater Bank
Ultimate Packaged Home Loan - Fixed 1 Year Investment
Greater Bank
Packaged home loan, with multiple features for one annual fee
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 8.43% | Fixed · 1 year · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.greater.com.au/cds-au/v1/banking/products/3630- Content hash
sha256 0f4ce13931dbbdddf6d8562f308e1c63d6609d332119f7116c314b62fb987e2d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0f4ce13931dbbddd_e6d28d8fShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.greater.com.au/cds-au/v1/banking/products/3630- Content hash
sha256 0f4ce13931dbbdddf6d8562f308e1c63d6609d332119f7116c314b62fb987e2d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge administration fee | Exit | $300.00 |
| Registration fee | Event | Set in your letter of offer |
| Default notice fee | Late payment | $50.00 |
| SMS alert fee | Transaction | $0.20 |
| Bank transfer fee | Withdrawal | $8.00 |
| Mortgage Insurance Premium Fee | Upfront | Set in your letter of offer |
| Foreign currency deposit fee | Deposit | $5.00 |
| Legal fee | Event | Set in your letter of offer |
| Additional loan / Top Up fee | Upfront | $350.00 |
| Prepayment fee | Payment | Set in your letter of offer |
| Title insurance premium | Upfront | Set in your letter of offer |
| Conversion fee - Switch to any other loan type | Variation | $350.00 |
| Default Administration Fee | Late payment | $50.00 |
| Annual package fee | Periodic | $395.00 |
| Law stationers fee | Event | Set in your letter of offer |
| Mercantile agents fee | Event | Set in your letter of offer |
| Administration fee | Variation | $350.00 |
| Break costs | Exit | Set in your letter of offer |
| Government charges | Event | Set in your letter of offer |
| Guarantee fee | Upfront | $200.00 |
| EasyPay notification fee - SMS | Withdrawal | $0.20 |
| Information fee | Enquiry | $20.00 |
| Property Exchange Australia (PEXA) transaction fee | Event | Set in your letter of offer |
| Settlement processing fee | Upfront | $180.00 |
| Redraw over-the-counter fee | Withdrawal | $30.00 |
| Establishment fee | Upfront | $500.00 |
| Information fee - Per Page | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Cashback offer | 2500.00 | Switching to Greater Bank could score you up to $2,500 cashback. Applicable for eligible owner occupied and investment home loans. $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $2,500 cashback for loans ≥$500,000 with LVR of less than or equal to 80%. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply. |
| Digital banking | ||
| Guarantor | ||
| Redraw | Fee free redraw via Online Banking. $30 fee for over the counter redraw. | |
| Extra repayments | We allow you to make extra payments up to a total of 5% of your original loan amount during the fixed rate period before a prepayment fee applies. | |
| Notifications | SMS or Email | Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500) |
| Other | Split Loan | |
| Eligibility: residency status | Australian Residents only | |
| Eligibility: natural person | ||
| Eligibility: other | Must be identifiable in terms of legislative requirements. Lending criteria apply. | |
| Eligibility: min age | 18 | |
| Limit: max lvr | 0.95 | |
| Limit: min limit | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · investment · principal and interest | 1 Nov 2026 | Current | 6.49% | 8.43% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.