PLUS HOME LOAN FIXED 1YR 60-80 LVR PI
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 6.31% | Fixed · 1 year · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/L25_PLUS_PI_F1_60_80- Content hash
sha256 b72a1d6f48a0a0d5a0fdca3abbab7c2e04895e5dd742ae28cb236810d763bec8- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b72a1d6f48a0a0d5_ffbd239fShow details
- Checked
- 1 Nov 2026
- URL
https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/L25_PLUS_PI_F1_60_80- Content hash
sha256 b72a1d6f48a0a0d5a0fdca3abbab7c2e04895e5dd742ae28cb236810d763bec8- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ADDITIONAL_REDRAW_FEE | Event | $20.00 |
| ARREARS_FEE | Periodic | $25.00 |
| BANK_CHEQUE_FEE | Event | $12.00 |
| CORPORATE_CHEQUE | Event | $10.00 |
| DISCHARGE_PREPARATION_FEE | Event | $60.00 |
| DISCHARGE_SETTLEMENT_FEE | Event | $100.00 |
| PACKAGE_FEE-PACKAGE_LOAN_FEE | Periodic | $395.00 |
| SUBSEQUENT_DEALING_FEE | Event | $200.00 |
| VARIATION_OF_LOAN_CONTRACT_FEE | Event | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Split Loan - maximum 4 splits. 1 Plus Product Annual Fee charged to primary loan account | |
| Redraw | Minimum redraw amount is $1,000 | |
| Offset | Offset accounts available | |
| Extra repayments | The combined balance of extra repayments in the offset account(s) and redraw must not exceed $200,000 in total | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | AUSTRALIAN CITIZEN | |
| Limit: min limit | 150000.00 | |
| Limit: max limit | 2000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.31% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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