If you receive a pension and need an everyday account, then the Pension Advantage delivers you the freedom to bank how and when you want and the ability to minimise or avoid transaction fees altogethe
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$2,000 | Pensioners | CDR | 1 Nov 2026 |
| 1.55% | Variable · $2,000–$39,400 | Pensioners | CDR | 1 Nov 2026 |
| 2.05% | Variable · $39,400 or more | Pensioners | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/Pension_Advantage- Content hash
sha256 52308ee789cbd51603ffeb9e26978d6841c038186cdf95f06b3dafc2deae40dc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_52308ee789cbd516_db205870Show details
- Checked
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/Pension_Advantage- Content hash
sha256 52308ee789cbd51603ffeb9e26978d6841c038186cdf95f06b3dafc2deae40dc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| STAFF_ASSISTED_TRANSACTIONS | Transaction | $2.50 |
| SELF_SERVICE_INTERNET_BANKING_TRANSACTIONS | Transaction | $0.25 |
| SELF_SERVICE_EFTPOS_TRANSACTIONS | Transaction | $0.75 |
| BANK@POST_WITHDRAWAL_FEE | Withdrawal | $5.00 |
| OVERSEAS_DEBIT_CARD_REPLACEMENT_FEE | Event | $120.00 |
| OVERSEAS_CARD_TRANSACTION_FEE | Transaction | 2.50% |
| BPAY_ERROR_CORRECTION_PROCESSING_FEE | Event | $10.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE | Event | $12.00 |
| COUNTER_(CORPORATE)_CHEQUE_FEE | Event | $10.00 |
| DUPLICATE_STATEMENT_FEE | Event | $5.00 |
| OVERDRAWN_ACCOUNT_DEBIT_INTEREST | Other | Set in your letter of offer |
| OVERSEAS_CARD_TRANSACTION_FEE | Transaction | 2.50% |
| OVERSEAS_DEBIT_CARD_REPLACEMENT_FEE | Event | $120.00 |
| SPECIAL_CLEARANCE_FEE_ON_CHEQUE_DEPOSITS | Deposit | $25.00 |
| STALE_CORPORATE_CHEQUE_FEE | Event | $30.00 |
| STOP_PAYMENT_FEE_ON_CORPORATE_CHEQUE | Event | $25.00 |
| VISA_CASH_WITHDRAWAL_FEE | Withdrawal | $5.00 |
| ALERT_FEE_(SMS) | Event | $0.25 |
| ASSISTED_PIN_ISSUE_FEE | Event | $10.00 |
| INTERIM_STATEMENT_FEE | Event | $2.00 |
| REAL_TIME_GROSS_SETTLEMENT_PAYMENT_FEE | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Use your Visa Debit Card to shop online, in-person and access cash at ATMs. | |
| Digital banking | ||
| Digital wallet | Apple Pay, Google Pay | |
| Npp enabled | ||
| Npp payid | ||
| Eligibility: pension recipient | To be eligible for the Pension Advantage product you must receive an Aged, Australian War Veterans or Disability Pension from the Department of Social Security (Centrelink) or Department of Veteran Affairs and be a holder of a current Pensioner Concession Card or Repatriation Health Card. For joint accounts, at least one of the account holders must satisfy this criteria to be eligible. | |
| Eligibility: natural person | ||
| Limit: opening balance | 1.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $39,400 or more | 1 Nov 2026 | Current | 2.05% |
| Variable · $2,000–$39,400 | 1 Nov 2026 | Current | 1.55% |
| Variable · $0–$2,000 | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
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