Savings account rates › Bank First
First Home Bonus Saver Account
Bank First
CDR officialNot ranked in rate tables
Savings Account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.05% 0.05% base + 5.00% bonus | Bonus · $0 or more | Bonus rate, added to the base rate in months you meet the lender's conditions Not compared in rate tables First home buyers | CDR | 1 Nov 2026 |
| 0.05% | Variable · $0 or more | First home buyers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/6512a9e8-baef-49b8-b8b2-ee2ee97ee50e- Content hash
sha256 e553769ff007cde1a6eb749f89f9be603021398fed51feb984658af7ca41a057- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e553769ff007cde1_63a4aec9Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/6512a9e8-baef-49b8-b8b2-ee2ee97ee50e- Content hash
sha256 e553769ff007cde1a6eb749f89f9be603021398fed51feb984658af7ca41a057- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Inactive Membership Fee | Periodic | $30.00 |
| Account Keeping Fees | Periodic | $0.00 |
| Statement Request | Enquiry | $0.00 |
| Direct Entry Return Fee | Event | $2.50 |
| Direct Debit Stop Request | Event | $9.00 |
| Direct Debit Dishonour Fee | Dishonour | $15.00 |
| Overdrawn Account Fee | Event | $15.00 |
| Coin Handling Fee | Event | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Cash back of $600 will be paid when a new home loan is funded by the Bank and the account was held for a minimum of twelve months with a balance of $5,000 maintained over three consecutive months immediately prior to lodging a home loan application with the Bank. See T&C for more information. | |
| Other | Phone Banking is available | |
| Other | Other service related charges apply based on your circumstances | |
| Bill payment | ||
| Bill payment | Bpay | |
| Npp payid | ||
| Digital banking | ||
| Eligibility: min age | 18 | |
| Eligibility: other | Only one First Home Bonus Saver Account can be held | |
| Eligibility: other | Available to members only | |
| Eligibility: other | Only available to first home buyers who have never owned real estate (vacant land or a dwelling) in Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0 or more | 1 Nov 2026 | Current | 0.05% |
| Bonus · $0 or more | 1 Nov 2026 | Current | 5.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-additive | Bonus adds to the base rate | Base and bonus shown separately |
eligibility:first-home-buyer | First home buyers | Filter; shown in the row |
bonus-conditions-free-text | Reason this product is not ranked | |
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