Home loan rates › Firefighters Mutual Bank
Your Way Plus Interest Only Home Loan Investor
Firefighters Mutual Bank
Get flexibility for your investment PLUS take advantage of our package benefits with special low rates interest only option and much more.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.59% | 6.81% | Variable · investment · interest only · LVR 0%–60% | Certain occupations | CDR | 1 Nov 2026 |
| 6.69% | 6.87% | Variable · investment · interest only · LVR 60%–70% | Certain occupations | CDR | 1 Nov 2026 |
| 6.79% | 6.87% | Variable · investment · interest only · LVR 70%–80% | Certain occupations | CDR | 1 Nov 2026 |
| 7.09% | 7.37% | Variable · investment · interest only · LVR 80%–90% | Certain occupations | CDR | 1 Nov 2026 |
| 7.44% | 7.72% | Variable · investment · interest only · LVR 90%–98% | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/fmbank/cds-au/v1/banking/products/5e6e7908-f431-4911-9239-9f9210154b6d- Content hash
sha256 4954c8a77a1e421aab92053ef67ff41a60a2a1dd0a75e06773c9a2e2f4556df0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4954c8a77a1e421a_b12c9b92Show details
- Checked
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/fmbank/cds-au/v1/banking/products/5e6e7908-f431-4911-9239-9f9210154b6d- Content hash
sha256 4954c8a77a1e421aab92053ef67ff41a60a2a1dd0a75e06773c9a2e2f4556df0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_DISCHARGE | Exit | $250.00 |
| ADDITIONAL_SECURITY_FEE | Event | $120.00 |
| DEFAULT_NOTICE_FEE | Event | $25.00 |
| LEGAL_FEES | Upfront | Set in your letter of offer |
| LENDERS_MORTGAGE_INSURANCE | Upfront | Set in your letter of offer |
| REGISTRATION_FEE | Upfront | Set in your letter of offer |
| TITLE_SEARCH | Upfront | $1.00 |
| COLLECTION_CHARGES | Other | Set in your letter of offer |
| STAMP_DUTY | Upfront | Set in your letter of offer |
| PACKAGE_FEE-HOME_LOANS | Periodic | $300.00 |
| FEE_FOR_FULL_VALUATION | Upfront | Set in your letter of offer |
| LOAN_ADMINISTRATION_FEE | Upfront | $250.00 |
| LOAN_VARIATION_FEE | Event | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Redraw available | |
| Extra repayments | Additional repayments available | |
| Other | Ability to split loan | |
| Other | Ability to switch loan | |
| Other | Ability to Top Up | |
| Digital banking | 24/7 access via internet banking, mobile app, phone banking | |
| Other | Borrow up to 90% of the property value prior to capitalisation of Lenders Mortgage Insurance | |
| Other | Discounted Variable rates for life of the loan | |
| Offset | PLUS 100% offset | |
| Other | PLUS establishment, valuation and top up fees waived | |
| Complementary product discounts | Personal loan application fees waived | PLUS personal loan application fees waived |
| Complementary product discounts | Construction loan available while repayments are on Interest Only | Construction loan available whilst repayments are on Interest Only |
| Guarantor | ||
| Eligibility: other | You must be a member. Firefighters Mutual Bank is for current or retired employees of, or current volunteers with, a fire and/or emergency service and their families, and is completely owned by its members. | |
| Eligibility: residency status | Individuals must be citizens of permanent residents of Australia. | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: other | All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices. | |
| Eligibility: other | Borrower must have satisfied Your Way Plus Home Loan Package eligibility. | |
| Limit: min limit | 150000.00 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 98.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.09% | 7.37% |
| Variable · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 6.79% | 6.87% |
| Variable · investment · interest only · LVR 0%–60% | 1 Nov 2026 | Current | 6.59% | 6.81% |
| Variable · investment · interest only · LVR 60%–70% | 1 Nov 2026 | Current | 6.69% | 6.87% |
| Variable · investment · interest only · LVR 90%–98% | 1 Nov 2026 | Current | 7.44% | 7.72% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.